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Mortgages & endowments
Archives for November 2019
Discussion List
What happens now?
We got our mortgage approved with aldermore yesterday :) the mortgage is in in my partners name as i dont work and he is really bad at asking questions, he went in to see the mortgage broker yesterday and signed electronically? Im wondering what happens now, im guessing well receive paperwork, and then our solicitor will…
What challenges will I face financing this?
A close family member owns a house that they want to sell. They are in the autumn of their life and they dont need a huge amount of money to do what they want to do next but they do want to off load their home which also happens to be their business. The house is probably worth 1m. During the week It operates as something…
Solicitor?
I'm just looking for some advice please. We are applying to remortgage to a different lender. Do we need to instruct a solicitor?
Time to release equity
We are currently going through the motions we are buying a property but going to rent our current house out. To do this we need to realese equity. There's no chain either end. Thought it would be quite quick but been told we should be able to move in January. I'm assuming it's waiting on the money which is taking the…
Kensington mortgages issue
Currently going through the application process and they have asked for my proof of address for 2017/2018. Sadly, I moved in 2017 with my now ex, the property was hers and all bills were in her name. So I cant provide anything in terms of utility bills. My bank is refusing to provide any kind of evidence to say they had…
Remortgage to invest the money
Hi Hadn’t really appreciated until now how picky banks can be / nosey they can be if you want to borrow more money on a remortgage. We have an LTV of around 50% and are borrowing well under what our income/expenditure would allow (borrowing more shouldn’t be an issue on that front and so thought we’d be fine). I wondered…
Santander Mortgage, still waiting, no offer
Hi! My first post here, long time lurker... I'm posting this as i cant find an exact answer, so here goes, full mortgage applied for on the 15th October 2019. i am already with santander so the mortgage will be ported with additional lending. Mortgage was applied for through broker with payslip for September. All went…
Confused about Brokers
My partner and I would like to buy our first home but don't know how to find a good broker that doesn't charge fees. Where do we start looking? Also how free is a 'free' broker. We'd obviously like one that has access to the whole market but will using a broker add more money to our mortgage? Or is their service truly…
Is a mortgage possible in this case?
My son has just reached 40 and has always rented. The basic facts are: £100k deposit available loan of £50-60k required Income proofs difficult (self-employed) but tax declarations may be available Happy to answer any other questions but can anyone offer any thoughts?
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