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Getting name off ex wifes mortgage
Hi Desperately seeking advice. My husband has asked his ex wife if she could remove his name from the mortgage. She has refused to buy him out and will not let us buy her out. The only options she has given him are as follows: 1, my husband pays her child maintenance direct debit into her bank account (rather than paying…
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Getting name off ex wifes mortgage
Hi Desperately seeking advice. My husband has asked his ex wife if she could remove his name from the mortgage. She has refused to buy him out and will nit let us buy her out. The only options she has given him are as follows: 1, my husband pays her child maintenance direct debit into her bank account (rather than paying…
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Ex wants his “share” of house. Help please!
Hi, I’m in desperate need of help, and wondered if anyone may be able to provide assistance. I shall try to keep this as concise as possible. My ex and I purchased our house in 2005. We’ve had our current mortgage for just over three years. Everything is 50/50 joint. In 2015 when we changed mortgages the monthly payments…
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New build to mortgage completion
[FONT="]Hi I was hoping someone could help me please [/FONT][FONT="]😊[/FONT][FONT="] In short roughly how long does it take from the builder starting building on a new build to (mortgage) completion stage? [/FONT] [FONT="] [/FONT] [FONT="]The situation is this – there are some new builds not far away…
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Savings and how to prepare for another mortgage
Hello everyone, I am planning to buy a bigger house in about 2 years from now. If I don't change anything, my current mortgage balance (fixed 2.18% SVR, Natwest) in 2 years will be about £138,000 and my house will sell for say £220,000. That will theoretically leave me £82,000 "cash". I want to buy house for say £400,000.…
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Remortgaging with an IVA
Hi, We have a crappy mortgage with NRAM formally northern rock, and have an IVA with Payplan. My wage now is fairly decent, and we would like to get out of this NRAM mortgage and repay the debt with a remortgage. Can you remortgage with a IVA? Even though we will pay it off with it? Thanks
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Paying off early
Anyone help us along the way here. We are currently coming to the end of our fixed rate mortgage deal. Only have £25k left to pay and our LTV going by the help page on here is working out at 15%. We might be in a position to pay off early in a couple of years so I was wondering if anyone knew of a good deal where the…
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Can I get a mortgage in my name but two people own house?
Good morning I was just wondering if anyone knew if I could get a mortgage on just my part time wages? My husband and myself have a lot of equity in our mortgaged house and wish to move to a cheaper area, we would love to be mortgage free but we are thirty thousand short. My husband has a very bad credit report with ccjs…
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capital recovery
I had a dispute with my previous mortgage provider. they told me 4 months after I had moved that I owed them £1000 due to some mistake with the paperwork. I disputed this at the time and refused to pay. I have since moved providers and have now received a letter from capital recovery telling me they now own the debt and…
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Expedite / Fast Track Conveyencing?
Just wondering if anyone has had any experience with getting their conveyancing processed expedited/ fast tracked? My conveyancers (RMNJ) offer this service and they're upfront stating they'll try and complete it within 28 days but it also depends on the sellers conveyancers too. So just wanted to know if anyone has done…
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Complex mortgage?
Hi, My husband and I bought a house in 2015 on a Nationwide mortgage in Essex. In 2017, for various reasons (mainly a very long commute), we moved to a rented flat close to work in London and let the house out with a consent to let (+1% surcharge) with NW. The NW fix is ending in a few months and we don't intend to move…
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First time buyer..
Hi, my partner sister has asked for us to be a guarntour on a rented property. This is due to her receiving benefits as she is a carer for her son and the landlady has said she will accept dss. My partner and i are saving for a mortgage for our first home. He gets paid £21000 a year and i get 18,000 but i am on a zero hour…
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mortgage for 84 year old?
Hi I'm hoping for some quick advice. My mother wants to downsize from a £300k mortgage free house to a retirement flat for £185k. We are in a situation where her house is not quite yet on the market and another buyer has jumped in with the same offer who has already sold their house. The agent has suggested we put together…
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Mortgage App & Car Insurance
Quick and simple question for some but as a FTB I am not sure, Received a mortgage offer and signed to accept it, car insurance is due in a couple of weeks and I am going to use comparison sites to find a cheap quote, as this may leave a soft search on my credit file could this affect the mortgage application?
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Advice needed, what to do next?
Would like advice please on what's the next steps I need to do (renewel) . I'm coming to the end of a 5 year fixed mortgage at 3.7 rate, this ends in Sept. This is my first mortgage, what should I be doing now to prepare for the renewal purpose, or what would you do in my position. Looking at another 15 years to finish…
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Mortgage Payments
Generally speaking, how much of the monthly mortgage payment is used to reduce capital?
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Platform mortgages time line - help!
Hi All First time poster here! I've submitted an application to platform through a broker and here is the time line so far: 15/01/19 - submitted the application with all documents 17/01/19 - valuation ordered 22/01/19 - letter of explanation requested We've chased our broker about what's happening on the 25/01/2019 and he…
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LBG staff mortgage
Hi. The staff mortgage closes for applications 1st jan 2020. I’m currently with nationwide and if I start the mortgage after April 2020 I pay 2.5 k penalty fee. And April 2021 the mortgage contracts end with nationwide. 1) could I start the mortgage in April 2020 if I do the application before in December 2019? Or even…
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best way to assist son to get mortgage
Our son is in a high earning professional stable job, but due to cost of exams and high rent costs in central london, is struggling to save deposit. He has no debt other than student loan. his rent is actually more than a mortgage would be. What is the best way we can help, We have done family springboard with Barclays…
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Land Regisry Charge
I am in the process of moving house, my solicitor notified me that Firstplus had a Charge on my property which is causing delays with the process. My issue is that the debt was paid off in 2003 and the charge should’ve been removed but it wasn’t. Finally after numerous phone calls trying to locate the correct company…
