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Mortgages & endowments
Archives for October 2015
Discussion List
Meeting with a mortgage adviser
Hi Next week my husband and I are meeting with a mortgage advisor. What sort of details should I have ready for him. We currently have a mortgage and are looking to move. We have someone coming to value our house on friday. What documentation might the mortgage adviser want? Thanks
1st time appying, credit score - any chance?
Hello, thanks in advance for any advice / reality check! We're 1st time buyers, we had no expectation of being able to buy until we recently inherited £20k for a deposit - and we're adding £10k of our own savings. We've seen a house that we like, and the vendors are likely to accept £93k. A Countrywide broker (not…
Buying someone out of mortgage
Agreed a buyout price. Just arranging the funds and have a question about fee's and splitting the cost of them. Below are the fee lines, numbers are not relevant I don't think. I will be staying in the property. My question is around what are joint fee's nd what should I just be paying in people's opinion. 5 fee's as shown…
First Time Buyer - Where to find a good mortgage broker?
Hello, I am a first time buyer looking to buy a house next year with my partner. We earn £30,000 and £25,000 and are looking at houses at the £280,000/£290,000 mark. We have £100,000 deposit already, so actually would only need a mortgage for £190,000 maximum. My partner has a perfect credit report, and mine has been…
Staircasing on a HTB scheme
We are currently looking at taking out a HTB mortgage through the Halifax to utilise the interest free period on a portion of the borrowing for a while. HTB would be providing 20% of the funding and the current intention is to buy out (via additional lending) 10% or all 20% before the 5 year interest free period runs out.…
How to convey the solicitors?
Seller is chain free, and I'm a first time buyer. I have a mortgage offer received and solicitors appointed two weeks ago. They had a solicitor appointed since may, as last sale fell through. I have deposit ready, and solicitors don't seem to be playing along. Mine says the other didn't send all the documents (property is…
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