Meeting with a mortgage adviser

loubylou1982_2

Hi
Next week my husband and I are meeting with a mortgage advisor.

What sort of details should I have ready for him.

We currently have a mortgage and are looking to move.

We have someone coming to value our house on friday.

What documentation might the mortgage adviser want?

Thanks

csgohan4

Check your credit reports both o you of all three agenciesm call credit, equifax and experian. See if there any issues in your history, ignore the score, lenders don't look at that.

For the mortgage advisor they will usually want 3 months of payslips and current bank account statements where your salary and deposit is put in. If your self employed you will need at least 2 years of SA302 +/- company accounts

Hope it goes well, hope your not using Estate agent's mortgage advisors.

loubylou1982_2

csgohan4 wrote: »

Hope it goes well, hope your not using Estate agent's mortgage advisors.

thanks for your reply.

No it's an independent advisor that's has been recommend by a close friend.

Would online printouts of bank statements at this stage be ok or is he likely to want actual statements

David_White

Your best bet is to ask the broker themselves what they want from you.

Some brokers ask for all paperwork and your kitchen sink up front whereas others just want basic info.