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Nationwide Existing Customer question?
I have a mortgage with Nationwide and I hope to get a new deal with them in the next few week's, but when an existing customer applies for a new deal do they still need a valuation done etc? Thanks
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Mortgage deal ends in Jan - Should I look for something new now or wait??
With the Bank of England base rate cut today, and the massive injection of capital into the banks this is not the best time to go looking for a good deal I know. But my current mortgage deal ends in January with the Halifax. Should I go looking for something else now, or wait a week or two while everything settles down?.…
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Northern Rocks scandalous SVR
Any news on whether NR are going to drop their disgusting and obscene SVR after todays BoE announcement ?????
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Allister Darling should.......
Dye his eyebrows the same colour as his hair.:D
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Endowment cash in
Hi Am brand new to this. Despite reading lots of other peoples posts I wondered if anyone had an opinion on what we should do regarding our mortgage. We have worked hard to reduce our Nationwide mortgage to £40000. The fixed rate (5.09%) deal is due to expire in Feb 2009. It is now fully repayment mortgage. Thing is we…
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Base rate mortgages and interest cut
Hi everyone, I have a base rate mortgage with Nationwide. Will my interest rate go down automatically because of the rate cut today? Or can Nationwide choose not to lower their rates? And if it is reduced, when will this take effect from? Thanks
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I don't understand mortgage rates
I have a Nationwide remortgage of £45,000 at a fixed rate of 5.37% for two years which means I pay just over £485.00 a month. I didn't have to pay an arrangment fee for this mortgage. This deal ends in March 2009. If I was to get a new deal for around 7% (hopefully I would get a better deal than that but you don't know do…
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Mortgage and relationship breakdown
Trying to get some pratical help here for my BIL. On Monday his wife anounced there marriage was over - no warning or anything and he is devastated. I am hoping that someone here can offer some financial advice regarding his house / mortgage. They bought last year with a sub prime mortgage, but the house is now worth 20 -…
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Getting arrangement/survey costs back from Woolwich?
Just had my house purchase fall through due to (in my view) delays by the Woolwich and incompetence by their surveyor. The survey was conducted so badly that a second review survey was done without charge. Even Customer Services at The Woolwich admitted that "it doesn't look good" when discussing what had happened! I have…
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Mortgage Corporation - Who Bought Them??
Help - having done a google search am getting no where fast - several possibles but nothing concrete - does anyone out there now what happened to them??
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SVR - advice required
2 years ago I bought my house for £85k. I paid a £5k deposit and was charged £1,200 higher lenders fee. My mortgage was split into 2 parts £65k on 1 rate and £20k on the higher lenders rate. The £65k rate comes to an end in October and the £20k in February next year. This will leave me with a balance of roughly £78,500.00.…
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help ubs incentive to redeem mortgage early
my daughter has a mortgage with ubs its fixed rate for 3 years and had it for just over one. has received letter offering incentive to redeem early with no penalty (about £8,000.) and a cash refund of 5% ive never heard anything like this before it sounds dodgy to me, any help, info would be great.thanks:eek:
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Abbey - why do I have to wait so long for my .5%?
Spoke to Abbey today to find out when I could expect the .5% rate reduction and they said it won't take affect until the 3rd of the following month (November) and as I pay my mortgage on the 1st (like most people I would imagine) I won't see the first reduction until December! Is this fair?! Do the Abbey use the 3rd on…
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MyChoice Homebuy
Hello Everyone, My partner and I have been accepted on the MyChoice Homebuy scheme and for the amount we would like to spend, will end up with an equity loan of around £20k. We are planning on putting some money away every month for a period of about 5 years, which will hopefully cover the equity loan. It will go up as I…
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Daft Question - UK Mortgage Book
How big is the total UK mortgage book ? How does one find out ? News states that Lloyds/HBOS will hold 28% of uk mortgage book but can't find their book sizes either to extrapolate. Need to find answer to continue daft office conversation. WaveyDavey
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OK I Get It
delete please
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Halifax won't give me a deal
Hi, I'm currently have my mortgage with the Halifax. My 2 year fixed is due to end at the end of the year so am looking for new deals. I searched on moneyfacts and found another decent deal with Halifax but when ringing to try to secure this deal was told that I couldn't have it and that NONE of the deals on any other…
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Please help
Hi, I am coming to end of fixed rate at end of jan 09 , I would like to get on another fixed rate as have 75% LTV and looking for mortage of 140k over 22 yrs . Not sure whether to go fixed or not , got a tracker arranged through advisor for 5.24% at moment (0.74% abobe base rate). Any ideas on best fixed rate ? Also shall…
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Mortgage Advice Needed
OK - we've currently looking at buying a second house for £200,000 and will be porting our current mortgage over to it. However, we've decided not to sell our current house and need a buy-to-Let mortgage that's not too extortionate. We need about £123,000 and the house (hopefully) is would 160-165k. Hopefully we have a…
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Skipton Mortgages
Hi, Currently got a 2 yrs fixed mortagage from the skipton that comes to an end in Jan but going to discuss what to do with them at the end of this month. Was thinking of just doing a 5 yr fixed with them and it being a very easy rate change. Does this sound like an ok deal or am i best going through it all afresh with a…
