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Mortgages & endowments

Archives for August 2005

Help, Help ,Help ....I need advise!!!!!!!!!!
Am in the middle of court proceedings with the x-girlfriend, we bought the property for £120,000 in 2003, I put the majority of the deposit down but the mortgage was put in her name as she said it was silly us both being tied in. She has messed around with the court case and now has somehow managed to sway the valuer. They…
endowment, surrender or sell? help!!
hi, I have an edowment poilcy with norwich union which is now high risk of not meeting target. Am going to change mort all to repayment and wish to either sell or cash in this endowment. Need advice as to where to go, how much to expect etc. Target amount £34300 monthly paymetnts £59.82 Surrender value £5783 22/8/05 not…
Leeds & Holbeck LIBOR Mortgage
I'm looking to re-mortgage for the first time. Using the Charcol website I found a mortgage from Leeds & Holbeck that appears to be significantly cheeper for a 10 year mortgage than any other provider. The rate is based on the US LIBOR. Does anybody know what the advantages/disadvantages of this are? Any information would…
Bridging vs Maxing out C cards
We have seven days between the taking on of our new house and handing over my flat, we have tried to contact my bank about bridging loans for the 13k deposit required and they dont seem to have a clue. What is a ball park figure as to what it would cost us and is it just the deposit we need to cover as my flat sale will…
colorado home mortgage loans
Do you want a home loan,but have a Bad credit? Do you some to help so that you can get the loan make your dream of buying a new house a reality.the check for this intresting site : <a href="http://www.coloradomortgagedepo.com">Bad credit Mortgage Lenders in Colorado.
Maturing Standard life policies
I have been reading some of the threads concerning Standard life windfall payments and before asking SL some specific questions I wanted to make a few queries here. I have 2 with profits policies maturing 25 Sept 05 and 12 March 06 and SL have written to say that I could invest in a Maturing with profits bond. I read…
Mortgaging our rented "home" property
We are in the unusual situation of owning only one house (no mortgage) but having to live in a different house tied to my husband's job. We rent out our home (worth about £170,000) and want to use it to raise some capital (about £50,000). Are there any mortgage lenders who will allow us to remortage on the basis of it…
Buy house and buy to let
Hi My partner and I are planning to live together we both have houses. We have put both for sale and have now found a house that we would like to buy, put an offer in which has been accepted. Her house has sold straight away for asking price, to a buy to let investor, who wants property straight away. Mine not even an…
Throwing myself at your enlightened mercy
Good evening all. A newbie recruit money saver reporting for duty and as ever has a difficult question to be asked to the enlightened amongst us. I am currently paying my mortgage off to the tune of £476 per month (75k - with 12 years left on it) and am looking to remortgage away from the C&G who have me at 5.50%. I also…
Fixed Term Question
If i get a fixed term, what happens if i decide to move house, do i forfeit the fixed term or would i just borrow some extra money(providing i was buying a bigger place) and keep the fixed term. sorry if this sounds stupid or has been asked before
Only Me
ANY GOOD ADVICE PLEASE? I WOULD BE VERY GRATEFUL IF I COULD BE GIVEN SOME ADVICE ..... HAVING ALMOST COME TO THE END OF A FIXED RATE MORTGAGE WITH THE ALLIANCE AND LEICESTER I AM ABOUT TO SIGN UP WITH THEM AGAIN FOR A TWO YEAR DEAL AT A FIXED RATE OF 4.24%. HAVING LOOKED AROUND THIS SEEMS VERY GOOD - NO LEGALS ETC (ALBEIT…
Expat mortgage
I currently have a 60k mortgage but have recently been informed by my Nat West finance adviser that as I work abroad and don't pay UK tax I cannot apply for a mortgage with them as the rules have changed. Furthermore they cannot advise me any further regading property. I am looking to borrow around 250-300k. I'd appreciate…
Mortgage Protection Insurance
Can anybody give any tips here? My brother has just bought his first house and has two jobs to pay the mortgage. But if he was ill or broke his foot he wouldn't be able to deliver pizzas, his evening job. Can I have some advice on suitable products and moneysaving ways to buy them?
Confused
I currently have a £57,000 endowment mortgage with the Alliance & Leicester but I want to convert it to a repayment plus raise an extra £13,000 for home improvements and the like (the property is worth £150k). I have asked A&L if I do this by remortgaging for £70k but they state that I can only raise the extra capital by…
Joint Endowments
Hello, I am very new to this, (1st computer ever and my 11yr old has taught me everything i know about the internet) so i am not sure if this is the right thing to do, but here goes... Ex left about 2 years ago (for another), didn't know anything about the mortgage/ endowment, as he dealt with it all, I have since found…
repaying off mortgage
Hi, Could anyone tell me if it is better off repaying a mortgage than put money in an ISA account?? Thanks Vivek
Good deal in todays Times?
4.29% fixed to 30/9/07,free valuation and legal fees for remortgage and 10% repayment facility.Lender fee £599 can be added to loan. No income proof below 75 ltv. Seems ok to me and have mailed for details. Poss snag for me is big penalty if I leave BM before 1/1/06 so have asked firm if I can reserve 4 months ahead. No…
But to Let Mortgage for Florida?
Hi I am trying to find out if any British Mortgage lenders will do a buy to let mortgage for a florida property or do I have to go for an American mortgage? I have only started begining to gather information so any help, advice would be appreciated.
Buy to Let - do I need it for one year?
Afternoon, I wonder if one of our resident advisers could let me know where I stand on this? Myself and my partner are FTB, with a combined salary of £28k. Nationwide will give us a regular mortgage of £86k with a £10k deposit, or £88k if I use some of the deposit to pay off some debts (but would then be on a higher…
Repossession
advise needed, I bought an house in 1990 and the week after completion lost my job, I am not proud of this but I never made one payment on the mortgage, the first I knew about this debt was when I received the county Court paper(although in court they provided reams of letters) in 2004 I was taken to County Court for the…

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Mortgages & endowments

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