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Northern Rock overpayment details needed
Hi, It seems i've lost the details that northern rock sent me on how to make overpayments to my new mortgage. Does anyone know the sort code and account number i should be using for this? and would the reference number be in the following format 11111X-11111 ? 1's indicating numbers and the X being a letter!! Thank you
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isa or mortgage for my £40
About £40 goes into my cash isa a month but I'm thinking it would be better spent overpaying the mortgage. (Although it is an emergency fund when in the isa) Discuss ;) Thanks
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How old are you DD?
OK I've just come across from the DFW forum where we were trying to guess SS's age and someone thought DD was 33. I (sorry if I'm really really wrong!) thought you were older- probably due to your earning potential and the focus of getting everything cleared for the kids. So really I want you to fess up and tell me how old…
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Has anyone had a company buy their house? and if so...
.....how much under market value do they pay? Is it worth while? Can anyone give me an example?? Thanks L X
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New Mortgage Free Wanabees - advice/comments welcome!
We have decided to repay our mortgage as fast as possible - and in 2 and a half years, have reduced it from 80K to 48K through saving and making a lump sum overpayment. we have just changed provider after our 2 year fixed rate has finished and have arranged a direct debit for a £500 monthly overpayment. love the idea of…
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Can you combine 3 mortgages into one?
I have three properties that i rent out but none of the pay for themselves as i am on repayemnt mortgages on all of them. I wanted to know if someone knew of away of combining the date against all three thereby reducing arrangement fees when i re-mortgage? Any help? Thanks
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Confused
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I Want To Be Mortgage Free !!!!!!!
Hi there, iv'e read the threads regarding some, and i have to say great achievements with paying your mortgage off, i'm sure there plenty like me out there, 140,000 mortagage, with the normal family bills coming in etc, and not far off max'd out with the monthly income, credit cards, etc.:eek: can anybody offer some real…
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Advise on best use of inheritance?
Ive been following this subject for a while and have been amazed at hw paying a bit extra each month could dramatically reduce my years left paying. Anyway I have recently got some inheritance and am unsure what to do with it, the 2 options I have considered are either use it all to pay off half of my outstanding mortgage…
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Had to get rid of previous post ,, sorry
Had to get rid of previous post ,, sorry
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Which mortgage option?
I have a £60,000 mortgage - 45k on endowment and 15k on repayment, with 6 years left on my endowment policies. Would I generaly be better to: go for a 2 year (5.79%) fixed rate - 10% overpayment allowed a 5 year (5.99% rate) to almost take me to the end of the mortgage - 10% overpayment allowed or a 2 year (5.54% rate)…
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Suggestions please
Hi, I have £4.5K approx to pay before the end of January on a 0% CC. At the moment, my current mortgage is on the standard rate (changed last month) and it'll be about £800 to switch to a tracker of about 5.39% where I can make overpayments of up to £500. I can spare about £1500 a month to put towards this at present so my…
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Paying off the Mortgage Tip
I have already posted elsewhere about my "mission" to pay mine off. The final payment will be in September this year. One thing that helped me was making a list of the things we want to do once it's done. We actually just ordered a new suite this weekend with delivery the month after the mortgage is gone. We want some…
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swapping to interest only
I'm thinking of changing over to IO for a short time to get myself back on track for a while with my finances, mortgage company ok with that but need something in place and a long term forecast, was thinking of an ISA but having difficulties getting companies to provide actual forecast, I currently owe £122,000 over 22yrs…
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Query on overpayments
Hi All, Hope this is the right place to post this... I'm making overpayments on my mortgage. It's a mortgage which has daily interest added. Is it better to pay one overpayment a month or drip feed the money in over the month? I can't work out whether the latter would be better or not? Thanks for your help!
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Who's got the best mortgage deal?
Hi All Just wondering if its worth switching my current mortgage. I have had the same mortgage with Northern Rock for about 5 years. I did take some extra borrowing as part of an unsecured loan on my mortgage and they have just written to me to say the rate of this borrowing is increasing. My current deal was fixed for 2…
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Want to change mortgage after IVA
I currently have a mortgage on high interest which i am tied to till oct 2008, due to a previous IVA. I completed the IVA in November 2003. So... my credit status should return to normal in November 2008. Right? But just sent away for my credit report and there are still loads of unresolved debts on it that have been…
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A Mortgage Free Day!
Hello! :hello: a nutty idea just popped into my head! basically I think once a year we should have a mortgage free day! this would be one day in a year where we can pretend we are mortgage free! what would you do? I hate driving in London so am quite taken with the idea of having a driver! (this probably wouldnt be a…
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Getting Mortgage with Foreign Bank
I am sure this has been asked before, but considering Japans interest rate is 0.5% is it possible to get a mortgage with a japanese bank? if so how could I progress this further? Cheers
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Mortgage makes me worry
Hi everyone, I have a mortgage of £38'000 outstanding, I am 38 years old and my house is valued at £210'000. When ever I read about other peoples mortgages , everyone seems very calm and relaxed about having a mortgage yet I sit and worry about it alot ?Am I the only one ?
