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Archives for October 2014

What would you do in this situation (nursery and maternity leave)
[FONT=ＭＳＰゴシック] [/FONT]Hi everyone, [FONT=ＭＳＰゴシック] [/FONT] [FONT=ＭＳＰゴシック] [/FONT]I am facing a tough choice and am interested in others' opinion. [FONT=ＭＳＰゴシック] [/FONT] [FONT=ＭＳＰゴシック] [/FONT]I have a boy (1-year-old) and am expecing my No. 2 this Feb. My husband wishes to keep DS in the nursery during my maternity…
Stay at home costs
Hi all, This is a bit of an unusual angle to take, but an important question for us: We both work, with LO in preschool, OH makes just enough (with my tax credits added) to cover the childcare costs and most of the food shopping. LO has come on leaps and bounds since she has been there, she is far ahead of the majority in…
Guard rail on spare bed for granddaughter - advice needed
Granddaughter coming to stay for a week next month. She is coming up 3 and about to move into her first bed. We can't really find room for or spare the expense of a separate child's starter bed and are wondering about a childs guard rail on our existing single bed. Anyone recommend a good one and anything else we should…
Our 8 yr old cannot swim without floating aids.
Our daughter is almost 8 yrs old. She started swimming lessons at the age of 5. She was extremely scared of water. We didn't take her to the pool when she was a little kid, as I myself couldn't swim. I had to learn swimming as an adult before she started her lessons. We have taken her swimming whenever we can ever since,…
what is the difference between the ELC brambledale and cobblestone farms
I've looked on ebay & I cant really see any difference. The Brambledale is £35.00 new I think, what puzzles me is why they fetch so much on ebay? Is it added extras? Or is the cobblestone discontinued & much better? Its for my farm mad grandson.
Please could someone help me with SMP
Thank you everyone
Birthday Parties for older children soo expensive.
I have spent a fortune I think on Birthday parties this year around £200 per one. Am I stupid or just love my boys? Or is this the average. One was a two hour canal cruise and the other at a Snowdome. How can I do it cheaper or should I just have a good old knees up at the local village Hall for £30 plus food and invite as…
term time holidays
I think it is unfair not to allow us to take our kids away for just 1 week during the shcool year. A lot of people can't afford holidays as they are so much dearer during the shcool holidays. As long as the child has a good attendence record I don't see the harm. Please can you sign this petition if you agree and remenber…
Tantrum help
My lovely 3 year old has started having huge screaming, hitting tantrums. I'm trying to come up with ideas to cope with this and wondered what others do?
Building a new (organised and frugal) life
I've decided it's time to organise my life and I'm hoping at least a few of you may want to join me, so we can help, inspire and encourage each other. I'm 34 with 3 kids 8,3 and 1. I've been a single parent for almost a year now and have had trouble dealing with that as I've always been a loner and have no one to rely on…
Should I just accept my lot? advice needed
I don't know if anyone will read this and if you do sorry as it's gonna be a long one. I could really do with some advice. I have been with DH for 13 years (married for 9) and we have 3 kids. Basically I am just not sure if we should stay together or what to do for the best. If anyone checks, yes I have posted similar…
Cheapest pull up pants?
Hi Just after some recommendations - does anyone know what the cheapest pull up pants in a size 6 are? My son is nearly 4 and not dry at night yet, and is in size 6 pull ups. I've just bought my usual pack of 18 from Aldi at £2.99 (16.6p per pull up) but wondered if anyone could recommend any cheaper ones? Pampers Easy Up…
Planning to be parents
Hi folks Long term user of MSE but don’t post much, hoping to pick your brains as not really wanting to discuss with family/friends at this point. Long story short was married had planned at that point to have kids and me not work we were luckily in a position with low mortgage that could have been achievable sadly it…
cheap footwear help
Good afternoon all I need some moneysaving help. My 10year old boy has adult size 7 feet and I am finding it a struggle to keep up with the prices of decent shoes. Can anyone tell me where I can get decent, leather (but obviously fashionable) shoes? He plays football so regularly needs boots. He will be needing new school…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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