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MoneySaving mums

Archives for January 2014

advice needed please on baby sleeping and two year old xx
hi there, I have read these forums for a while but until now been a bit shy!! I would really appreciate any advice though if possible please and I will try to keep it short (ish!!) my daughter has a nearly 3 year old and a 7 month old. the problems she has are : her baby just donsn't sleep any longer than about an hour and…
School shoes: where do you buy yours?
Hi everyone! We want to compile a list of where to buy shoes for your kids. There are the obvious ones, such as Clarkes and John Lewis. Where else do you know of? Reply below to let us know :) Update 7 Feb 2014: See what our twitter followers said when we asked them too: @MSE_Forum Update 18 August 2014: See our Where do…
Emmas Diary/Disneys Wonderful World of Reading
I'm afraid that I've been a bit silly. A few weeks ago, while I was in the middle of cooking tea, a rep from Emmas Diary called me, trying to sell me a book package. Even as I was agreeing to everything she was saying, in the back of my head I knew that I was being utterly stupid, while panicking about whether the tea…
Rubbish days
Does anyone else ever feel like a bit of a rubbish mum (or Dad)? I feel tired constantly at the moment. I have a heavy 5 month old baby who can't sit up on her own yet so requires a lot of carrying (can't get on with slings btw..have tried), and a 3 year old who is going through a 'challenging' stage (don't they all!) What…
Liverpool baby and toddler show
The UK. baby and toddler show at Echo Arena 1st and 2nd Feb. Tickets are £12 per day, or £20 for weekend. Under16's free. If you put "channel 5" in the promo code box to order tickets online, the ticket price is reduced by £5.
Mums, do you make time for yourself?
I have been thinking recently that I get very little time for myself and I should do something about it. My life is probably similar to a lot of other Mums, I work 25 hours a week (2 jobs), care for a son with health issues, have another teenager, do voluntary work and do all the associated domestic stuff that comes with a…
Stretching the pennies
Hello all, I would love some advice/opinions on the following situation. We currently have one child but are considering having a second. I currently work part time and our daughter attends nursery for three days a week. If we had a 2nd I would have to give up work and become a sahm. There is no way we could afford…
Cloth nappies
I've just bought a wad of cloth nappies online to try and save money, with 2 in nappies full time and both with digestive problems I'm just weighing up if it's really saving me anything, Nappies need to be rinsed, then washed at 60 then extra rinse, then as I need them to be dry in time I hang them to dry on an airer but…
frugal fun with children when on budget
Thanks to all on this site we've managed on 2 part time wages, Kept head above water so to speak Paid mortgage We,ve been part time for years so I've home with my 2 as much as can and although money was tight we have had a ball, we had no family we could rely on so we juggled shifts round the children so no childcare but…
Financial Costs of going to work...:(
Hi All, I am trying to work a solution for my working hours, childcare and how to afford it all. I thought I was quite lucky that I have access to a nursery that doesnt charge a fortune for its services and have managed to secure a place for both of my children, they also seem to love going. Now as far as my job is…
Supermarket grocery online deals.
I already have the tesco code for new customers online to get £15 off their first shop (which is XX3KPJ) but there anymore for sainsburys or particularly Asda? Thanks in advance
Potty/toilet training advice needed
My daughter has just turned 3 and she is still not potty/toilet trained. I know that you can't rush this but I think that by now we should have progressed a bit. I have tried lots of encouragement, sticker charts etc etc but nothing seems to be working. It also seems to me that she is still not grasping the practical side…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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