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MoneySaving polls
Archives for February 2014
Discussion List
Real-life MMD: Should I try to boost my salary at a charity?
Money Moral Dilemma: Should I try to boost my salary at a charity? I've been offered a job at a charity I really care about, but it turns out the starting wage is £5,000 less than my current wage. It also involves odd working hours and a longer, more expensive commute. They really want me, I want to take the job, but I…
Which are the best daily deals sites?
Poll started 24 Feb 2014 Daily deals sites work by selling you a voucher, which you then exchange with a merchant for a product or service. They were popular when they first launched, but now many complain of email overload, sub-par deals and redemption problems. Please ONLY rate the daily deals sites you’ve used and do…
Real-life MMD: Should I tell my husband that his new client's my horrid ex?
Money Moral Dilemma: Should I tell my husband that his new client's my horrid ex? My husband needs clients for his new business. He's got a big job, but doesn't know the client is my ex, who treated me badly. Should I tell him and risk him pulling out, though we need the cash? If you haven’t already, join the forum to…
Reallife MMD: Should I send wedding invites to family members who can't come?
Money Moral Dilemma: Should I send wedding invites to family members who can't come? We're getting married this year, but haven't sent the invitations yet. A few of my relatives say they can't come at such short notice, but my mum insists I still send them invitations. This means doubling the number of invites, and money's…
The Great 'What do you regret skimping on?' Hunt Revisited
The Great ' What do you regret skimping on?' Hunt We're all for keeping costs down where possible here at MSE, but some things really are worth paying more for (a hostel with hot water and a decent haircut are just a couple that spring to mind). We want to know what you've skimped on in the past, then wished you hadn't.…
Is it acceptable to haggle in a charity shop?
Poll started 17 Feb 2014 Haggling sits up there with comparing prices, vouchers, codes and deals in the MoneySavers' shopping skills arsenal. However, is it still permissible when it's decreasing a charity's take? Is it acceptable to haggle in a charity shop? Vote in this week's poll Did you vote? Why did you pick that…
Real-life MMD: Can I ask guests to bring a bottle?
Money Moral Dilemma: Can I ask guests to bring a bottle? I need to buy supplies for my housewarming party soon, but don't know what the etiquette is for drinks. As it's my party, should I buy all the food and drink, or count on guests bringing drinks with them? Is it acceptable to ask them to bring a bottle? I'd hate to…
How do you rate your bank account’s service?
Poll started 10 Feb 2014 We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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