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MoneySaving polls

Archives for April 2013

What class are you?
Poll started 7 May 2013 It’s an old-fashioned concept, but still something that’s talked about. The aim is for you instinctively to say where you think you fit. Which social class do you see yourself in? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your…
Would you KNOWINGLY buy sweatshop-made cheap clothes?
Poll started 30 Apr 2013 Last week's collapse of a garment factory in Bangladesh where workers were said to be operating amid dangerous conditions has brought the issue of sweatshop-made clothes into sharp focus. We want to know if you'd buy stuff made this way. If it was CONFIRMED a fashion store sold cheap,…
Justin Bieber
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Job Dilemma
You know that saying......you wait for one bus and then three come along at once? After more than a year of looking for work I finally managed to get a position as a sales assistant in a new store that's opening in my town. That's great BUT a while ago I applied for a job as a "service development assistant" (eg Librarian)…
Real-life MMD: They put a flyer on my car – should I still use them?
Money Moral Dilemma: They put a flyer on my car – should I still use them? I hate it when people put flyers on my car windscreen, especially when it's parked on my drive. It's not just an invasion of my space, the flyers get mushy in the rain and stick to the windscreen. However, one advertises a new local hand car-washing…
Real-life MMD: Should we forgo a hol because our disabled friend can't go?
Money Moral Dilemma: Should we forgo a hol because our disabled friend can't go? One of our friends is disabled and for the most part, it’s of no consequence. However, going on holiday is both difficult and more expensive for everyone involved when she comes (accommodation has to have wheelchair access, adapted cars, etc).…
Does “do you need help?” in shops put you off?
Poll started 23 Apr 2013 You’re in a shop, looking at what’s on offer. How do you feel when a shop assistant offers to help you? Do you appreciate the helping hand, or do you find it annoying and would rather be left in peace? Which of the options in this week's poll is nearest to your view? Vote in this week's poll Did…
Real-life MMD: Should I let my brother pay staff twice?
Money Moral Dilemma: Should I let my brother pay staff twice? I handle the accounts for my brother's business as a unpaid favour. I've spotted we've paid an employee twice by mistake. I'd usually ask the employee for the money back, but he's struggling financially, unlike my brother's firm, which is doing very well…
Do you know your ISA from your elbow?
Poll started 9 Apr 2013 A brand new tax year has started, allowing all UK over-16s to save £5,760 in a cash ISA where the interest is tax-free (see {Top Cash ISAs} for full info). Yet many still find them confusing. Which of the options in this week's poll is nearest to your cash ISA scenario? Vote in this week's poll Did…
Is austerity or spending best for the UK economy?
Poll started 15 Apr 2013 With the economy struggling, there's much debate as to whether it's best to spend our way out of the mire to promote growth, or make Government cutbacks to reduce the deficit and the national debt. If you were Chancellor, which of these deliberately stark choices would you choose to best help the…
Real-life MMD: I've won a £100 vch - must I pay for my friends?
Money Moral Dilemma: I've won a £100 vch - must I pay for my friends? I've won a £100 restaurant voucher, and have invited two friends to dine with me. I'm having financial problems at the moment, so is it OK to ask my friends to pay their share to me in cash, while I use the voucher to pay? Or should I just pay the first…
Have daily deals sites had their day?
Poll started 2 Apr 2013 Sites such as Groupon, LivingSocial and KGB Deals appeared like a rash a couple of years ago, with super-hot loss-leading deals. Yet do you now feel they’re just lukewarm? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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