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MoneySaving polls
Archives for February 2012
Discussion List
How much cash do you keep at home?
Poll started 27 Feb 2012, click here to vote Are you stashing the cash under the mattress? How much cash do you usually keep in your home and wallet/purse in total? Please select one from the below. Under £50 £50 - £100 £101 - £200 £201 - £500 £501 - £1,000 £1,001 - £2,500 £2,501 - £10,000 £10,000 + click 'post reply' to…
Real Life MMD: Should I keep schtum over damaging neighbour's car?
Money Moral Dilemma: Should I keep schtum over damaging neighbour's car? [FONT="]My three-year-old nephew climbed into my car while I was visiting my sister. I asked him to get out, and he pushed the door open into my sister's next-door neighbour's car, which is in good nick (personalised number plate, no mud, etc).…
When did you last get a pay rise?
Poll started 20 Feb 2012, click here to vote When did you last get a pay rise? The financial crisis has now been running for four years. Inflation has gone up, but how has your pay reacted? Please select the first answer that's closest to your situation. I don’t receive a salary I’m unemployed / retired / self-employed /…
'Which is the best/worst customer service bank?' poll
Which is the best/worst customer service bank? Every six months we ask you for your customer services experiences with big banks. That time’s rolled around again, and we’d love your feedback based on how they've been recently. Please vote based on CUSTOMER SERVICE, not rate, on your MAIN CURRENT ACCOUNT over the LAST SIX…
Real life MMD: Should I charge my bro?
Money Moral Dilemma: Should I charge my bro for his PPI claim? This question was tweeted to Martin, so we thought we'd put it out there for collective wisdom. "My brother's asked me to do his PPI claim for him. I was thinking of asking for 10% of the money he'll get back. Do you think I should charge more? Is it worthwhile…
Real life MMD: My hubby earns more. Should he pay more of joint bills?
Money Moral Dilemma: My hubby earns more. Should he pay more of joint bills? When I moved in with my husband two years ago, we agreed to each pay half of all bills. He now earns twice as much as I do, so is it now a little unfair? I can afford to pay my half of the bills and still have money to buy clothes, go out, etc,…
Real life MMD: Should I cheque out my Nan?
Money Moral Dilemma: Should I cheque out my Nan? Last year my Grandma gave me a £25 cheque for my 24th birthday. I lost it (probably in the paper recycling with the card envelope). Not wanting to hurt her feelings, I didn't say anything to her. However I found the cheque (as a bookmark in a book I never finished reading –…
'Is it ok to use a 2for1 voucher on a first date?' poll
Poll started 6 February 2012, click here to vote Is it ok to use a 2for1 on a first date? Valentine's is coming, has the use of vouchers finally broken through the last taboo? Is it acceptable to use a 2for1 voucher on a first date? We asked this three years ago, let's see if it's changed ... Imagine Bob asks Sarah to…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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