We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
MoneySaving polls
Archives for November 2011
Discussion List
'Do you support Wednesday's strike?' poll
Poll started 22 November 2011, click here to vote Do you support Wednesday's strike? On Wednesday, 23 public sector unions will strike over changes to their pensions. This is likely to impact many areas including schools, some NHS operations and passport checks (more info in BBC Q&A). Which of these is closest to your view…
Real Life MMD: Should I pay extra tenner for hotel blunder?
Money Moral Dilemma: Should I pay extra tenner for hotel blunder? I'm going to a stag and hen do next year for two friends who've decided to stay at quite an expensive hotel for the weekend, and want us to pay them for it in early December. But because less people are coming than they thought, they'll lose part of their…
Real life MMD: Should my friend keep the cash for my dress?
Money Moral Dilemma: Should my friend keep the cash for my dress? My friend sold a dress on my behalf in her store for £30. When I asked her for the money (which I felt awful having to do), she said she would give it to me next time she saw me. On four occasions I asked and each time she forgot. I was made redundant…
How good is your money maths?
Poll started 22 November 2011, click here to vote How good is your money maths? Every few years we ask this poll – to see how good people are at figuring out a basic, but not straightforward money sum. Which of these scenarios about the stock market gives the best return? A. It rises 10% a year for 4 years then drops 10% a…
How would you rate your home phone/broadband provider(s)?
Poll started 15 November 2011, click here to vote How do you rate your telecoms provider? The best telecoms providers for price can be the worst for customer service. So we want to know about MoneySavers experiences with home phone and broadband providers (not mobile broadband). If you have a bundled package, vote twice…
Real life MMD: Our dog ruined the neighbour's curtains - should we pay?
Money Moral Dilemma: Our dog ruined the neighbour's curtains - should we pay? Our friends offered to look after our dog while we were away on holiday "to have a trial run on what it's like to own a dog". The dog was kept in his cage when left alone (he's used to that) but fireworks distressed him and he managed to pull…
'Which Prime Minister would you resurrect?' poll
Which Prime Minister would you resurrect? Poll started 8 Nov 2011, click here to vote If you had to draft in one of the last ten Prime Ministers (in their prime) to help out right now and put Britain back into shape, who would it be? Gordon Brown Tony Blair John Major Margaret Thatcher James Callaghan Harold Wilson Ted…
Real Life MMD: Should I tell other workers they didn't get full maternity pay?
Money Moral Dilemma: Should I tell other workers they didn't get full maternity pay? I am about to have a baby and discovered that the small firm I work for doesn't currently give the legal minimum pension pay and holiday entitlement to employees on maternity leave. I raised the issue and it's now updated the company…
Confirm your email address to Create Threads and Reply
MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.