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MoneySaving polls

Archives for September 2011

Real Life MMD: Should the cash go to my kids or pay off debt?
Money Moral Dilemma: Should the cash go to my kids or pay off debt? For the first time I'm getting money for the kids from their dad. When he wasn't giving me any money I spent the majority of mine on the children's shoes, glasses, food etc, and have racked up a bit of a credit card debt. I feel very guilty, but is it okay…
Are there too many gas & electricity choices?
Are there too many gas & electricity choices? Poll started 26 Sept 2011, click here to vote Politicians have finally stumbled upon the public anger about energy bills and are looking at remedies. One of the main criticisms is that some people, those who switch and understand the system get much lower bills than those who…
Real life MMD: Should she pay for my horse?
Money Moral Dilemma: Should she pay for my horse? I have a horse and recently found someone who was happy to help me look after her in exchange for rides. It was verbally agreed I would pay the day to day costs, but that she would look after my horse one day per week. After a couple of months she fed my horse something…
Would you take too much change?
Would you take too much change? Poll started 20 Sept 2011, click here to vote You buy something in a shop for £17 and pay with a twenty quid note, but the shopkeeper gives you £13 change instead of £3. What would you do? I'd always tell them and give the extra change back I'd tell them if it was a small store, keep it if…
Real life MMD: Should she charge for cleaning?
Money Moral Dilemma: Should she charge for cleaning? My friend was living with a couple, who decided to move out to get their own place, so she had to find another place too. Just before moving, my friend spent all weekend cleaning the flat to a professional standard. The couple didn’t show up to help, and if they get…
Does money make you happy? Poll discussion
Does money make you happy? Poll started 13 Sept 2011, click here to vote It's said money can't buy you happiness. So let's test if a higher salary equals a more content life… Pick your salary bracket and rate your happiness 10K and under 1 Very Miserable 2 3 4 5 6 7 8 9 10 Very Happy 10-20K 1 Very Miserable 2 3 4 5 6 7 8 9…
Real Life MMD: Should I accept this "bribe" to remove feedback ?
Essentially bought an electronic testing item on amazon from an 3rd party seller. It was selling with a a discount showing at approx 50% off normal retail price (£100). The item promptly arrived and works fine with all normal packaging, cables, case etc. When I checked the back however there was a blank space where the…
Real Life MMD: Should my brother get his share of Mum's will?
Money Moral Dilemma: Should my brother get his share of Mum's will? My mother has written a will leaving everything equally to her 8 children. Two years ago my brother asked her for a £5,000 loan for a car, promising to pay it back when he could. Mum was taken aback, but wrote a cheque. Since then, he and his wife have had…
Is it time to end the 50% tax rate? Poll discussion
Is it time to end the 50% tax rate? Poll started 05 Sept 2011, click here to vote In April 2010, those earning over £150,000 got a new 'top rate' of income tax at 50% as well as losing other tax benefits. The Chancellor, George Osborne, has asked the Inland Revenue to investigate whether it's actually raising the UK any…
Real Life MMD: Should I help debt agency find colleague?
Money Moral Dilemma: Should I help debt agency find colleague? Over the past year I have received many calls and messages from a debt management company for a work colleague who used to have my extension number, but now works in another department. I’ve passed on the messages to my colleague and asked her to return the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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