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MoneySaving polls

Archives for May 2011

Real life MMD: Should we ask 'em for cash?
Should we ask 'em for cash? We live in a 12-year-old house and recently our downstairs toilet's been losing water, as has our neighbour's. The water board has told us there is a drop in the underground pipe that needs to be fixed or we're at risk it breaking and raw sewage spilling over the top of our toilet. We've been…
Real Life MMD: Should I speak to the boss?
Should I speak to the boss? I'm one of a few part-time workers at a small rural gift shop. We've been open two months and as I frequently close up at the end of the day I have an idea how much we take. Right now, the owner isn't managing to pay staff their wages. I think we underprice lots of our gifts, but others…
"What’ll happen to house prices?" poll discussion
Poll started 24 May 2011, click here to vote What’ll happen to house prices? Annual UK house prices have reportedly fallen around 1% in the last year. So it's time for our regular poll to ask you where you think they’ll go next. [FONT=&quot]What do you think’ll happen to UK house prices over the next 12 months?[/FONT] A.…
Real Life MMD: Should she fake the claim to her company?
Should she fake the claim to her company? My friend's firm imports goods from the Far East to supply British shops. The latest consignment had some items damaged so she has to claim for them. As the suppliers usually replace without question, her boss tells her to claim for more than was really damaged. Jobs are hard to…
"Which chocolate bar's your favourite?" poll discussion
Poll started 17 May 2011, click here to vote Which chocolate bar's your favourite? Which is the best chocolate bar to spend your hard earned cash on – dark, white, milk, with crunch or without? OK we admit it's just an excuse for a fun poll – but let’s do it anyway. Pick max THREE favourites of these popular bars… Aero…
Real Life MMD: Should we keep paying for son's extras?
Should we keep paying for son's extras? My husband's 28-year-old son had a breakdown and is currently in a mental health ward. Daily visits cost £50/week in petrol as the round trip's 40 miles. On request, we get him special treats (eg, CDs, slippers), which he often loses due to his illness, then asks for more. He has…
"Who's your dream UK political Chancellor?" poll discussion
Poll started 9 May 2011, click here to vote Who's your dream UK political Chancellor? It's a year this week since the last general election. The economy still dominates the political discourse now as it did then. Recent memory has seen all three major parties in office. Which of the following politicians would best improve…
Real life MMD: Should we pay for the fence?
Should we pay for the fence? Our neighbours want a higher fence between gardens, and want to split costs. We think it's theirs as the posts are in their garden, but the deeds say we're both responsible. We never considered raising the fence and won't gain from it, but they're getting quotes. Should we contribute? Click…
Real life MMD: Should he pay for his mistake?
Should he pay for his mistake? I planned a surprise party for my boyfriend and booked a venue with food and drink for everyone. His best friend was in charge of pretending they were having a guy's night out that day so he wouldn't suspect anything. However, he got the date wrong and now my boyfriend's planned a weekend…
"Are the Royals worth the tax?" poll discussion
Poll started 3rd May 2011, click here to vote Are the Royals worth the tax? The civil list, which pays for the Royals to do their official work, costs UK taxpayers £38.2 million a year (source: BBC). On the other hand, the Royal family do pay tax on their income, which doesn't just come from the list. Whatever your view,…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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