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MoneySaving polls

Archives for May 2010

Real life MMD: Do I punish the cleaner?
This is a real life MMD so please bear in mind the MoneySaver in question will read your responses: Please give this MoneySaver the benefit of your advice... Do I punish the cleaner? While staying in a hotel in Istanbul, I came back one evening to find my entire toiletries bag, worth c.£200, missing. The manager said the…
Real life MMD: Is the council tax bill mine?
This is a real life MMD so please bear in mind the MoneySaver in question will read your responses: Please give this MoneySaver the benefit of your advice... Is the council tax bill mine? I moved in with my two brothers after my marriage split. I receive benefits and don't have to pay council tax, but my brothers are…
'How many overseas holidays will you take this year?' poll discussion
Poll Between 24 May and 1 June 2010: How many overseas holidays will you take this year? Summer’s arrived and it's nearly holiday time, but including weekend breaks, how many times do you think you’ll holiday outside the UK (England, Scotland, Wales and Northern Ireland) this year? (excluding work trips) A. None 36% (5908…
Money Moral Dilemma: Should I lunch with work mates?
This week's hypothetical conundrum: Should I lunch with work mates? I work as part of a newly formed team; my boss, four other girls and me. My boss thinks he is very "cool" and wants us all to "bond" so often suggests we go out for lunch (at our expense). The other girls are fine, but I don't really want to be best…
'Would you 'pay in cash' to help people avoid tax?' poll
Poll between 17-24 May 2010: Would you ‘pay in cash’ to help people avoid tax? If a builder/masseuse/cleaner/plummer/market stall holder or anyone else offered you a 15% discount because “it's better in my pocket than in the taxmans” Which of these is closest to what you’d do? A. Take it – a saving's a saving - 65% B.…
The Great 'Great Hunts' Hunt
Each week we do a Great Hunt, the idea's simple to tap the collective knowledge and imagination of MoneySavers to answer a question - whether it's 'cutting the cost of home heating fuel' or 'discounts for 60 year old'. This week we want your ideas on what we should be asking. Click reply to add your ideas…
Real life MMD: Should I keep the cash?
This is a real life MMD so please bear in mind the MoneySaver in question will read your responses: Please give this MoneySaver the benefit of your advice... Should I keep the cash? My friend & I are both 17 and do early morning paper rounds in our village. She often calls in sick when she's hungover, so I have to do her…
'Should we switch to proportional representation?' poll discussion
Poll between 10-17 May 2010: Should we switch to proportional representation? In last week’s election the split of votes was Tory 36%, Labour 29%, Lib Dems 23% yet the share of seats won (excluding others) Tory 49%, Labour 42%, Lib Dem 9%. Proportional representation would mean the seats won are in proportion to the vote…
'How much do you take out at the cash machine?' poll discussion
Poll between 7 and 10 May 2010: How much do you take out at the cash machine? How much cash do you take out when you go to the cash machine? Many of us lead our lives by this ‘unit’ and judge how much we spend by how quickly it goes. What’s your typical cash machine unit? A. £10. 11% (639 votes) B. £20. 23% (1382 votes) C.…
Who DON’T you want to win the election?
Poll between 4 and 7 May 2010: With talk of a hung parliament rife, if you were to be give the option to vote one of the three main parties out of government rather than in – who’d you choose? Who don’t you want to win the election? A. Conservatives. 49% (11,387 votes) B. Labour. 44% (10,155 votes) C. Liberal Democrats. 7%…
Real life MMD: Should I ask for my money?
This is a real life MMD so please bear in mind the MoneySaver in question will read your responses: Please give this MoneySaver the benefit of your advice... Should I ask for my money? I've just moved into a flat with my friend Bob. I paid his £650 deposit & first month's rent, then found out he had money issues, so made…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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