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MoneySaving polls
Archives for April 2010
Discussion List
Real life MMD: Should I risk offending the bridesmaid?
This is a real life MMD so please bear in mind the MoneySaver in question will read your responses: Please give this MoneySaver the benefit of your advice... Should I risk offending the bridesmaid? I've a hen do in the summer, organised by the chief bridesmaid who I've never met. We've paid £30 for our hotel, but she…
'Should we starve the jobless back to work?' poll discussion
Poll between 26 April - 4 May 2010: Should we starve the jobless back to work? Lord Jones, former head of business institute the CBI (and for a while an independent Labour minister), recently said we should ‘starve the jobless back to work’ by making benefits not pay in a discussion about the young unemployed. Yet others…
'Is it fair for Ryanair to pay compensation?' poll discussion
Poll between 22-26 April 2010: Is it fair for Ryanair to pay compensation? Ryanair’s boss was mooting while it will give flight refunds, the EU regulations of covering people’s food and accommodation for days of volcano delays are absurd for it (though it will follow them) His argument is it’s ridiculous that people only…
'£50 now or £1,000 in ten years?' poll discussion
Poll Started 20 April 2010: £50 now or £1,000 in ten years? Are you focused on short term or long term cash? Suppose you were offered the following choice (with a rock solid government-backed guarantee that provided you’re still alive you’ll get the cash). If the alternative was £1,000 in ten years time, please select the…
Pick a question for Brown, Clegg & Cameron...
Poll between 13-20 April 2010 Pick a question for Brown, Clegg & Cameron... We’re going to put the key consumer finance questions to the leaders of the five big parties (Lab, Lib Dem, Plaid, SNP, Tory). To help us decide on the questions please vote for the most important issues for you. Note – we’re focusing on consumer…
MONEY MORAL DILEMMA: Should Pete bid for Carl's amp on eBay?
Here's this week's hypothetical situation for you to cogitate on: Should Pete bid for Carl's amp on eBay? Based on a true story. Cash-strapped Pete has been longing for a new guitar amp, when his mate Carl puts an old one on eBay with a £50 start price. New to eBay, Carl adds no photos & has a zero feedback rating, so…
MONEY MORAL DILEMMA: Should Anne put the animals down?
Here's this week's hypothetical situation for you to cogitate on: Should Anne put the animals down? Anne's always been an animal lover and over the years has acquired many strays. She's got a pony, two goats, four dogs, three cats and a hamster - many getting on in years and with medical problems. A year ago she lost her…
'When did you last go into your bank?' poll discussion
Poll between 06 April and 13 April 2010: When did you last go in your bank? With the advent of phone and internet banking and ATMs, people need venture in their bank less and less. When did you last go into your bank? (excluding using a cash machine) Pick the highest up the list that applies. A. Within the last week B.…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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