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MoneySaving polls
Archives for November 2007
Discussion List
MONEY MORAL DILEMMA: Should Rhydian and Beverley ride together?
Here's this week's hypothetical situation for you to cogitate on: Should Rhydian and Beverley ride together? Rhydian and his new friend Beverley need to go west to London, as they've booked tickets to see Phantom Of The Opera. Upon boarding the train it becomes apparent there's nowhere to sit together in second class, and…
Who are you? Poll Discussion
Poll Started 26 November 2007: Who are you? So MoneySavers… who are you and how old are you? As we don’t data mine on the site, I’ve no idea; and it’d be useful to know to work out how many people will be interested in certain deals… so please let us know: A. Male under 18 1% (58 votes) B. Male 18 – 24 5% (473 votes) C.…
MMD: Should Axl pay back his mates?
Here's this week's hypothetical situation for you to cogitate on: Should Axl pay back his mates? Axl goes out for a slap up dinner with four chums at the Jungle restaurant in Paradise City. Afterwards his friend Slash, an accountancy student, works out how much everyone owes. The rest leave the cash on the table and dash…
Should Squatters have rights? Poll Results/Discussion
Poll Started 19 Nov. Should squatters have rights? Roughly speaking, if a squatter enters an unoccupied building without breaking and entering, and then secures the building like a home, they’ve a legal right to stay and it's tough to evict. Some say that as properties are in short supply as they are right now, squatting…
Should the clocks have gone back? Poll discussion/results
Poll ran between 13 - 19 Nov 2007: Should the clocks have gone back? Results It’s been a couple of weeks since the clock went back heralding earlier evening darkness. There’s been much debate on whether we should adopt Central European Time; meaning later winter sunrises, but also an extra hour of daylight in the evening.…
MONEY MORAL DILEMMA: Should Victoria be there for Geri and share her bonus?
Here's this week's hypothetical situation for you to cogitate on: Should Victoria be there for Geri and share her bonus? At the call centre where Victoria works, staff get a £500 bonus if they recommend a mate for a job and they’re hired. So Victoria puts her unemployed friend Geri forward for a vacancy. Geri lands the…
MONEY MORAL DILEMMA: Should Paul & Heather go 50/50?
Here's this week's hypothetical situation for you to cogitate on: Should Heather and Paul go 50/50? Heather and her partner of two years Paul decide it’s time to move out of their parents’ homes and rent a house together before getting married. Paul insists the rent and bills should be split equally, even though his wage…
Do you owe more than you earn? Poll discussion/results
Poll Ran between 05-13 Nov 07: Do you owe more than you earn? Results How much debt do you have compared to your annual income? We’re not talking any mortgage debt here; though if you’ve added other debts onto your mortgage, it's best to count that. Be prepared to be shocked… How to work it out? Step 1: Calculate your…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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