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Loans
Archives for September 2021
Discussion List
2.8% loans don't exist
Hi everyone, I'm trying to get a loan at a decent rate for a car. But whenever I fill in the form I qualify for the 2.8% loans at the amount I want to borrow (£20k), but then after I've applied the confirmation comes back at 8/9%! I appreciate you have to go through that process but I don't get how the rate can change when…
Car finance
Heya folks I hope someone out there can help me I took car finance out in April 2018 over 60 mths but paid it all up in full in 40 mths when I rang the finance company they told me I was nt due and refund for the 20 mths interest I didn't use and I paid the entire 60 mths in total
Pay off loan to get bigger loan
Hello, I took out a loan of 12k last year to buy a car. Im looking to sell this car now and pay off my existing loan as the value is worth more than the loan. I would like to get another loan soon after (20k) as im able to secure a decent rate due to good credit. My bank told me i might get declined because they have a…
Can you actually get a refund on a loan if it was unaffordable at the start?
Hi all, I took out a loan 6 months ago when I had no choice because I lost my job due to covid cut backs and I needed to pay rent. I haven't been able to make even the interest payments from the start and it's just building and building. A friend told me that if a loan company grants you a loan when you're clearly unable…
Loan to a friend and tax
Good afternoon people. I've got a question in regards to tax. My situation is as follows: I've lent 2000£ to a friend to start a business. I know I will get the money back, that's not the issue here. The money was lent this way: he bought a van for 1200£, I paid 600£ to the owner through bank transfer, 350 in cash from my…
Student loan.
A family member going to university this month tried to set up his student account. It was declined because they said he had a mortgage. After doing a credit search we found that it had a mortgage on it. He has only just turned 18 and obviously never had a mortgage. How does he get it removed? Thanks
Onstride Grant Thorton sold to Lantern
Hi, Did anyone receive a message from onstride/cash euro net or grant thornton about them stopping payments on 23 august 2021 because I never. So I checked my bank account last Friday and today to see if onstride was on there nothing so I rang up onstride today and they apologised that no one informed that no payments are…
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