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Car finance documents
Can anyone help? I picked up a car from Arnold Clark on Monday on finance with Vauxhall finance, conditional sale. Before picking the car up I was told the finance had been approved. I took all relevant documents, signed everything I needed to etc and took the car. I'm now being asked to provide more documents. Is this…
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AA loans
Read so many bad reviews online about AA loans after I had applied I was very worried id have the same experience but I can't fault them. I applied Monday afternoon got approved in principle, paperwork sent out in the post to sign and upload online on Wednesday , money in my account Friday morning. Creditscore 964.
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Secured Loan Advice
Hi, I am considering taking out a secured loan for around £18000. The reason, I am going travelling for at least 1 year possibly extending this to 2 years maximum, and I want to consolidate all outstanding debt. I have various sources of income to finance my trip and to pay my outstanding credit at the moment but feel it…
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Secured Loan Settlement Advice
Good Afternoon, Just wondering if there is anyone out there that could give me some advice please? We took out a secured loan about 10 years ago for 12k out of desperation due to all over options explored unavailable at the time, We hoped this would be short term and eventually change to an unsecured loan. Unfortunately…
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The right time or place to borrow?
Hey all, So i've read a few reports, specifically talking about how almost half of the UK has less than £100 savings - and was just curious to the peoples thought process was in relation to: 1. When the right time to borrow is? 2. Loan vs Using Savings 3. First place to look for borrowing ( High Street Bank, Online, Forums…
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Quickquid Successful Reclaim
Finally paid my overdue redress of £1000 after a long and frustrating wait. Added to my list of Wonga, Sunny and PDUK and over £5000 claimed back! For those of you still claiming keep going and chasing and it will all be worth it in the end!
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Wonga / Grant Thornton
Recieved this email 08/10/2019 anyone else had the same/similar ? It also lists 5 other loans which have been rejected with no explanation...... Case number: ********* Third party reference: The Joint Administrators have assessed your claim and can confirm that it has been partially accepted. Your assessed claim amount is…
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Default without credit agreement
Hi Just after a bit of advice last year (sept 2018) i purchased home contents insurance for the princely sum of £120 this "expired" sept 2019. It seems the insurer as renewed the cover without me knowing and Premium Credit who deal with the monthly repayments have been spamming me for 2 or 3 weeks telling me I have to sign…
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bank denied loan for unknown reason help needed
Update: Just received a a phone call from the bank regarding the loan that was declined, there approval system was not working and was declining everyone who applied, they apologised and said i should be able to get the loan now, but i have already gone the 0% credit card route. this probably explains why the loan sales…
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Guidance on secured loan
I need some guidance on getting a secured loan. Due to a series of unfortunate events, I've racked up £70,000 in unsecured debt. The bleeding has now stopped meaning I am not expecting additional debt. I am 34 years old, employed permenantly and earn £130,000 annually. I also have £400,000 equity in my property with…
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The Financial Ombudsman
I have an ongoing case against provident to reclaim interest on doorstep loans after almost 12 mths we got to the stage where a (junior??) ombudsman wrote to them with his findings , suggesting to repay interest on 4 of the 5 loans 14 days to reply they did not , even after 8 weeks and numerous calls they have failed this…
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New car loan
Hi, My first post on here so sorry if I've not posted correctly! From the beginning, I visited a car dealership with the intention to treat myself to a new car. I picked out a car I'd had my eyes on for a while and spoke to a salesman, we discussed some things and then he had a customer waiting so he took my number and…
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Log Book Loans
I took out one of these a while ago against my car which is now paid off. I am considering making a complaint to the ombudsman and if not successful taking the company to court over the charges and fee's. At the time I was in a very bad place and suffered illness which meant reduced working hours and had trouble paying.…
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Secured loan or mortgage as savings
Hello all Now please, nobody blast me if this sounds stupid - I genuinely struggle understanding financial issues. In short I'm selling my house and relocating from London to Wales in order to own a house mortgage-free and clear my debts - so this is a big opportunity! However the house I'm buying needs the roof fixed, a…
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Hire Purchase Loan For Business
Hi There. Last year I needed to get a loan for corporation tax for my one person business. I was also going through a lot of issues, including being the victim of a crime and having health problems (which are now much worse). At the time I told I was getting a loan with an interest rate of 40% with my Mum's flat, which I…
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Very.co.uk
Hi all, Just looking for some advice. I bought a phone from very. It was March last year when the new S9 came out so I had it on the release date. Very was doing an offer for new credit customer get 10% off their first credit order. So I created an account and was offered a £500 credit limit. The phone was £699 and then…
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Employer Loan
Afternoon, My employer loaned me £14,000 almost two years ago to pay off some credit card debt that i was struggling with at the time (very lucky, I appreciate). I am still repaying this interest free loan back (it comes out of my salary each month so I don't see it). Am I liable to pay tax on this? I ask because I think I…
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Moneybarn Car Finance
Hey Guys, Just a quick question if I may... I took out a moneybarn car finance loan back in Feb 2018, and have been enquiring about early termination now as I feel that I'd like to change the car. I've not missed a single payment or £698 per month since the finance began. The cost price of the car was £22,990 and the term…
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Accept loan offer or apply for another?
Hello all, I'm writing this on behalf of my brother, who has chronic pain in both arms (very painful for him to use a computer) is a carer for his disabled wife and works full-time and has a young daughter - so constantly snowed under, poor guy. Just trying to take some load off him..... I'd be very grateful for some…
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Early repayment
Looking for some guidance. I have just contacted Bamboo Loans for an early repayment figure. I borrowed £5000 for five years at 69.9% (yes I know, but I had no choice at the time - I do now!) 16 months ago and have repaid 16 x £243 payments. I have just received an early repayment figure which is £5,152. It seems…
