Loans

Discussion List

• Refinancing my mortgage with a personal loan

  Hi folks I am a hardcore mortgage free wannabee, check out my thread on the MFW board here.... https://forums.moneysavingexpert.com/discussion/5089063/can-i-join-your-club We are rapidly approaching owing a NET balance of 25K. I am thinking of refinancing our mortgage with a personal loan. It sounds crazy doesn't it, but…

• Trouble paying off finance!

  Not sure if I should be posting in loans or credit card d or whatever so please tell me if I’m in the wrong place. Anyway here is my situation... I currently have 2 items on finance both around the £500 mark. The interest free period is just about to expire and so I intended to put the rest of the balance onto an interest…

• Missed payment

  I took out an interest free loan last September to have a kitchen fitted. My intention was to pay it all this September. However I missed the deadline date of the 25th, thinking it was the 27th. The company are now asking for £600 in interest because I missed the deadline date. I want to pay the whole amount so it's not…

• Everyday loans- increasing loan amount

  Hello I wondered if anyone has increased their loan amount with everyda loans, what is the process do you have to go through bank statements etc again? Thanks

• Loans for people with bad credit score.

  I am looking to get a loan for a car as mine is on its last legs. Does anyone know the best loans for people with a poor credit score.

• Overpaid loan settlement , help!!

  Hi all, I used my Nationwide banking app today to send money from my current account to my personal loan, in order to settle the loan. Instead of sending £3,281, like an idiot I sent £3,821 and overpaid by £536! Nationwide are now closed but I just wondered if anyone else has experienced something like this and what the…

• Loan Quote

  Hi I have just applied and received a quote from 'lending works' for a loan (only small £2000), I am happy with the apr i have been offered. The offer says it is valid until the end of this month. It gives me the option to then complete my loan (i just wanted some time before doing so), I am asking at this point will the…

• Parent pays off mortgage, I repay parent - tax implications?

  Hi there My parents want to pay off my £100k remortgage and then I will pay back my parents after a couple of weeks when I have the money (from a friend who I lent the money to... long story). Are there any silly tax repercussions from this ghastly loan triangle? I'm basically trying to avoid an unnecessary monthly…

• Daily interest charge on loan..

  Hi, I'm looking for some advice on behalf of my partner, please? Recently my partner decided to consolidate some debts and loans into one payment per month. Because she banks with the Halifax she decided to get the loan from them to make it easier for paying it back etc. The Halifax also offered her 5.9% apr over 48…