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Admiral Loan Query
Hi All, Can anyone know admiral loan report to which Credit Agency. I have taken admiral Loan some 8/9 month ago and i am paying monthly installment regularly but i cant see admiral reporting to any of the credit agency.
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Personal loan for bad credit.
Hi, I just want to ask if you guys know any Personal Loans I could apply for. I have a very low credit (320 experian) so i have been refused by a couple of Lenders. I dont have any guarantor . Was looking to consolidate my loans 3k in total. Any ideas? :)
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Loan to pay off mortgage
I went to the bank to get a loan for £30000 to add to my savings of £50000 to pay off my mortgage. I have spent over £20000 getting permission and plans for a new home in my side garden but the bank are being really unhelpful so I would just like to get them out of the equation. They said that I cannot borrow money to pay…
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Car Finance Vol Termination - query
Am trying to sort out a VR on my sons car. He has paid more than 50% already (about 54% so c£850 more). I was hoping that the amount over the 50% would count toward any wear and tear the Finance company will undoubtably seek to charge for damaged alloys, worn seat, scratches etc) - but they are saying the extra over the…
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Sainsburies loan £7500
Hi. I am confused about my payments. I took £7500 for 5 years, they gave me for 9% They said I will pay monthly £157. 157*12*5= £9420-7500= 1920 - I thought this is going to be my interest, if it's not - so what is it then, if they want me to pay £53 more every month. Every month now I see they add £53 or £54 or £55 of…
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Welcome finance
Help! I received an unsolicited letter today from welcome finance saying that they have been made aware that I now reside at my address and I should call them to discuss an overpayment on my account. Anyone else had one of these and know what it is about? Many thanks :)
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Rejected for a loan with very good credit score - why?
I recently got an Experian account to check my credit status. I am paying off some credit cards and thought I could get a loan to amalgamate them in one 'tidy' place. My score was 981 and said excellent and I was in good standing with the credit cards I have. I did their search for loans and an AA one with a 95% chance of…
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Secured loan or bridging loan
I need some advice for a loan I am currently self employed and own a house with a mortgage.I have tried to get a personal loan but have been rejected although my credit rating is very good. I am currently selling my late mum's house which is near to exchange of contracts but there are some problems with the deed and the…
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Pay day loan company refusing refund
The person I'm helping has had a call from 2 companies after requesting refund of interest. They had multiple loans out at same time. The company said that they checked their credit score at the time of taking loan and it was OK so they don't owe anything. They wanted the matter resolved with a phone call but the person…
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Ex-partner dispute over car PCP
Good Morning All, I’m looking for advice on a rather stressful topic - I hope someone can help! My ex-partner of 10 years and I bought a car on PCP together and upgraded to a more expensive car as a treat for his birthday, the finance ended up being in my name due to affordability. The car was used by me for work (even…
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Erudio student loans and overtime
How does Erdio calculate overtime on student loans that are pre-1998? So, the old mortgage-style loans. I am about to defer : two of my 3 payslips are under the monthly threshold (for Feb and March) BUT the one for Jan is slightly over. My P60, when it comes out, will show I am under the annual threshold Overtime is not…
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Loans for low income, self-employed gal on tax credits
Hi folks, Well, I suppose the title of this thread says it all, really! I'd really appreciate any advice on where might be suitable to find somewhere which considers lending to self-employed people / low incomes. I'm in a bit of a pickle just now. I'm self-employed. My income has been very low for the recent past. I have…
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118118 money- Fraud
[FONT="]Hi All,[/FONT] [FONT="] [/FONT] [FONT="]Over the last couple of weeks i have been subject to identity theft, thankfully it has now stopped. Thankfully the fraudster got some of my details incorrect so the majority of the applications that were submitted had been declined (total of 45 applications). I…
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Being chased for 19 year old debt
Just received a letter from a solicitor saying that they have been instructed by arrow global to collect a debt that was originally due to capital one. The original debt is from 2000 and then it was assigned to global arrow in 2011. Do I pay it? This is the first letter and is threatening me with a county court judgement.…
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HSBC - Credit Search
Hello, I've applied for a loan and HSBC have requested some further information to progress the application. After discussing with my wife, we've decided to use our savings (and some family help) instead of taking out the finance. I mindful that my credit report is quite good - no hard searches in 5 years except our…
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Car Finance taken out in company name behind direstors backs
So looking for some advice as to how to deal with this situation.... I have recently set up a new company with 2 guys and as time has past characteristics have come to light about one of our partners and previous history with fraud and we have recently discovered underhanded dealings. To cut a long story short one of the 3…
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Paying off van finance with Help to buy savings
Hello. I am after a bit of advice because I don't know if this is a good idea. I currently have £5,500 in a Halifax help to buy ISA with an interest rate of 2.25% and I requested a settlement figure from my finance company to pay off my finance which amounted to £2,977.41 meaning I would save £293.59 (APR rate of 14.1%).…
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Pushed towards Vehicle Finance
I’m looking to buy a new car and rocked up at my local dealership as a cash buyer. The dealership repeatedly pushed vehicle finance even though I don’t want or need it. I realise cash is no longer king! Obviously I don’t want to pay more for the vehicle by taking on the finance BUT is it possible for me to agree to the…
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Loan
I have a loan which I owe 9K and the interest rate is 6.76 % can anyone advise if there is a cheaper way to clear it as am paying £199.00 a month as it solutions
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Need funds in 18mths time...borrow now?
Hi I'm after some advice please, I've currently got a personal loan with outstanding amount of £5600, I have a credit card balance of £800, an overdraft of £1500. I am looking to go abroad for ivf to the Czech Republic in approximately 18mths time so my question is, I'm looking to get a £10k loan this would allow me to pay…
