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MSE News: Countdown on for students to get loans by start of uni
University students across the UK need to hurry up if they want to guarantee getting their loans for the start of term...Read the full story: 'Countdown on for students to get loans by start of uni – when's your deadline?' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
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Post Office Money Website Errors
Hi All, I have recently been on the post office money website to make a loan application but experienced problems with the site when applying. Basically i am wanting a loan for £15'000 over 5 years. I filled in the application form and checked everything when i submitted the application first time i was told that there was…
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Student Loan Repayment
I'm due to pay off my student loan in the next 6 months so I called them in April to change to a direct debit payment rather than through my pay slip, to prevent overpayment. They said I wasn't eligible for this even though I met the criteria, so I asked for a second opinion. They said it was something to do with their…
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Need help understanding what type of Loan I can get
Hello there. I've basically done a bit of googling, money supermarket and still I am non the wiser as I don't understand too much of the different kinds of loans, an seeing as MSE has helped me before with many things I thought I would ask here for help on this. I'm currently on ESA Support benefits which is the part of…
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Nationwide "We're returning some of the interest charged..."
Apologies if this has been discussed elsewhere (I've had a look and can't find any threads), but I received a letter a few months ago from Nationwide to say they're "returning some of the interest charged on the Personal Loan hold with [them]". But according to the letter, they're going to get back in touch about the…
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No credit history loans?
Does anyone know of a company that offers loans to people who do not have a full credit history? I moved abroad for a few years and have just come back. This leaves me with a gap in my UK address history.
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Loan to Gift to Someone
Hi, I am currently splitting from a relationship of nine years. My ex has a chunk of debt, and I'd like to help her out by paying it all off. I have a good amount of disposable income each month, but not enough savings to cover everything. I'd like to take out a loan of £9,000, and immediately transfer the funds to her.…
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Debt Consolidation Loan
Hey everyone, New to this forum so please bear with me! :T:money: I made some really bad mistakes when I was younger and my credit rating is still paying the price. However I am now looking to sort the remaining debts out. I have an atrociously bad credit rating but I was wondering if there was a debt consolidation loan…
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Car finance can it be cancelled and cash paid
I accepted a car yesterday and sign up for finance. The payments were cheaper than expected and I have agreed to part ex my old car. I didn't receive any paperwork as the printer wouldn't work. When I got home and worked out the figures it looks as if the car trade in price was took off after the interest was calculated…
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loan repayment to ex
A couple of years ago my partner applied for a loan from the bank for us to go on holiday, this was a single application in her name as my credit is not great but I have been paying half the monthly repayment costs. In august last year her car broke down and she re applied to the bank to up the loan amount in order for us…
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Maintenance Loan
Hi there, My daughter has applied for a maintenance loan for Sept 2016 at university. I've entered our joint income but we earn too much so it won't help with her loan. Does that mean she gets nothing?? Is there a non income based part of the maintenance loan. We have 0 savings. All our income goes straight back out but…
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Natwest? Huh!!!!
I'm sitting here with steam coming out of my ears.... one upon a time, when applying for a loan one spoke to the branch manager and, dependent upon one's circumstances, your case was considered. Not any more, sad to say, because now you get some young person in an office somewhere reading from a script and if you don't fit…
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Loan to pay off credit cards
Hi, I wanted some advice on a loan, I currently have 2 credit cards which total to around £7600. I make repayments every month on time and pay more than my min payments. I was wanting to know if taking a loan to pay off these cards would be a good idea? I don't have a very good credit score, I have had 1 default 2 years…
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Amigo guarantor loan help
Hi all, I took a loan out with Amigo back in 2013 with a friend being the guarantor. Amigo paid out the loan of £5000 into his account for him to pass on to me which is standard procedure apparently. However this never happened and a few days later he filed for bankruptcy. I have tried communicating this fact to Amigo…
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Loan to borrow query
My mother has just been refused a loan for money to help me get on the property ladder, I need some extra funds and my mum said she would get a loan and she would gift me the money and I could pay her back whenever no rush at all however the bank refused the loan, I believe my mother said she would be lending me the money…
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Loan or Credit Card first
Hi All, Appreciate the advice in advance. Here is my situation..... I have a Car with finance that I have around £2500 left to pay. Costs monthly are around £170 per month I also have a credit card that I owe around £3000 on and the interest free is up in July so I would like to get a balance transfer. I would like to get…
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Getting a loan and job status advice needed
So I'm being made redundant after 11 years service, I have been offered and excepted a new job which is same income. I desperately need a new car and want to get a loan to pay the bulk of the cost plus a deposite from my savings. Should I get the loan before I finish current job or when I've started new job? Do they ask if…
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Loan Repayment Charge
Hi, I'm taking a loan of £25,000 with Sainsbury's at 5.8% to improve my house for sale and am taking a two month payment holiday. However, I have a buyer waiting and within 6 months I expect to be able to pay the loan off. Sainsbury's literature says if I repay in full I will pay 58 days interest - how can I work out how…
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MSE News: Google bans payday loan ads
Payday lenders will no longer be able to advertise on Google from 13 July...Read the full story: 'Google bans payday loan ads to protect users from 'harmful financial products'' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro…
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Google bans payday loan adverts
What's your thoughts on this? The CFA say: Russell Hamblin-Boone, the chief executive of the Consumer Finance Association, which represents payday lenders, said the move by Google would affect people’s freedom of choice. “UK consumers enjoy a vibrant, highly competitive credit market and we will be interested to read the…
