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Alliance & Leicester Flexi Loan
Did a bit of auditing of my wife's finances this month and found that she's been paying a loan to Alliance & Leicester at £50 pcm. She admitted that it was a bit of a head in the sand thing for her, but when she went to the bank (now Santander) to clarify things, they looked a bit confused and said they'd issue a statement…
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3 deposits in a month before any loan repayment
Hello, I'm in a payday loan hell, yes only myself to blame but just wondering if the lender has acted wrong. Basically I was allowed to refinance the loan twice in the same month, is this allowed? I received 3 deposits from them into my bank account in the same month before I had even made one loan repayment to them. I…
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Help!
Hi all I took out a student loan in 2006. I finished uni in 2009. I have never made any repayments as I have never earned more than 15k (that was the limit back then). They wrote to me a couple of times asking me to confirm I wasn't employed, which I did. Today I popped round to my old house (I moved in Oct 2012) as my…
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What a wonderful surprise - money from Tesco bank
Hi not sure if there's a thread started already but just wanted to share my great news...got in from work today - just one letter for me, but what a letter :-) its a cheque from Tesco for £192 - its for a time when I had a loan with them in 2011 and when they weren't able to provide me with a statement.....something I…
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Pocket money loans designed to get children into debt
http://www.pocketmoneyloans.com This is just heart-breaking. I can't believe this is happening in our country, write to your MP NOW!!!
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wedoloans took money
a company called wedoloans.co took 49.99 out my bank without permision never heard of them there no details online of them no contact/ no website to get the money back has anyone heard of them r have contact details??
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Secured Second Charge Loan - Sold House
Hi everyone, long time lurker and recently registered (this morning!). I'm hoping someone might be able to help, here's the story: I purchased a new David Wilson home in September 2008 at £235,450 which was discounted quite heavily from the original asking price of £277000. (£41,550). All of the documentation from the…
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credit union
y are the FSA changing credit union loan rules,,te government want u to use the credit union,,but FSA,,changing rules,,,it as been great for me over the years ,,but no more,,time to go to wonga me tinks
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canceling top up Loan
hi. i applied for a top up loan last week got the paper work to sign and return. returned it on thursday afternoon. could anyone tell me if its to late to call and cancel. thanks craig
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Urgent help! Tooth fairy finance
I have been going into my account manually for over a year and paying back a certain amount. I noticed a few days back that I've had interested added on of £4,000. I've tried calling and emailing them but nothing, no reply or anything. I live at my grandparents are I'm in constant fear of the bailiffs knocking on the door,…
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Improved credit rating/refinancing
Hi all. I'm a bit clueless when it comes to loans and suchlike.. I recently took out a loan with HSBC to refinance. I had an existing loan with them-amongst other debts. Due to a poor credit rating the loan I received was at a much higher APR than expected, and as a result I couldn't borrow the full amount needed to pay…
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Unregulated Loan - Portfield Finance
Me and my husband took an unregulated loan in 2005, we have now been told that this was an unregulated loan sold to us by Portfield Finance who told us they were part of the Paragon group, Portfield are no longer trading and we need to put a mis-selling complaint in, we have tried Paragon and they cannot help, has anyone…
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Rbs online loan advice
Hi all I have a quick query which hopefully someone may be able to help with. I applied for an rbs loan online this morning, I'm already a rbs current account holder so most of my details were picked up automatically. I went through the process and it said my application was complete, it asked which account it wanted the…
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Advice required before application
Hi all, if any of you would be so kind, I require some advice about a debt consolidation loan. Due to a youth of nihilistic folly I find myself in close to £8000 of debt across various credit cards and bank overdrafts, some with minimal interest, one with a horrendous 39.9% APR!!!* I am managing the debts and have not…
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NRAM unsecured loan at 12.79% <sob>
Hi all, I'm new here but could do with some help. In Oct 2007 my soon to be ex husband and I took out a 110% together mortgage £120,000 and unsecured loan of £30,000 with Northern Rock - hindsight is a wonderful thing. 7 years on, we have moved a few times and have a new mortgage with a new lender but still have this…
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nationwide loan approved?
I filled in an online application for a nationwide loan and signed the agreement and filled in direct debit details and signed, then onto next page, which would have completed it, I got 'technical problemd' aghhh! So now I do not know whether I was accepted and can't call as they're not open until Monday. Does anyone have…
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Fixed sum car loan when you die
I bought a car 3 years ago and as I had a poor credit history my Mother took out the finance (thtough the garage) in her name. It was a fixed sum car loan with barclays partner finance on a 4 year term. I paid the loan every month. Sadly my Mum die in June 2013, I didn't report this to the finance company as I just kept…
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HSBC Managed Loans
Hey guys I believe I was mis-sold a HSBC managed loan back in 2004, do I have a case and is it too late to do anything?
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Loan for Legal Fee?
I need to set up a loan as cheaply as possible in order to commence legal action. Initial assessments of costs are in the region of £6k, however if this ends up going to court then forensic accountants and a barrister will have to be paid for and so I could need up to £20k. This money will b paid out in monthly charges…
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Can i get settlemnt figure reduced
Hi I have a secured loan that i have defaulted on Ive been hammered on default payments and interest Ive request a settlement figure I cannot pay the full amount it is over 14,000 but i can pay 12,200 How do i go about offering the company this amount and getting them to agree The company is Black horse Do i stand a chance…
