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Hp / pcp / arg!
Hi All, I rarely post, so apologies for only posting because I want something...! OK, so in 2011 we bought a new car. It was literally one of the most difficult things I've ever had to do, it took hours and hours and we had every sales tactic thrown at us, from them blaming the 2011 Japan Earthquake to trying to sell us a…
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Cancelling a finance agreement pcp
Hi Ordered a new car on sunday with local car dealership. Im paying for it via pcp...yesterday i noticed that the manufacturer (kia) is now offering a £600 contribution towards the deposit on pcp for the car i ordered.. I signed the finance papers although didn't date them ( salesman asked me to do this to save time when…
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What are my best options if I saved most of my earnings due to living with parents?
(I detailed my general situation in the Housing subforum but wanted to ask about different solutions specifically) In summary: I lived with my parents until recently (my late 20s). They left the country and I started living with friends. My family is now in very deep trouble and I want to support them but I believe my best…
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Credit Maze - where do I stand?
Hi, I was looking around online for a payday loan last month. I didn't take one out, but obviously for a lot of applications you have to give your bank details. I actually had £0 in my bank account, logged on to my online banking to find I was -£69.72 because of a subscription to Credit Maze. I had to Google this to find…
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city financial
Well as the name suggests, I have been totally fooled! I received a call from a lovely young man at city financial. He informed me that my loan had been approved, he even told me how much I would be paying back each month!! I specifically asked if they actually gave me the loan or were they brokers, he assured me they were…
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MSE News: Reclaimed PPI? Some banks have underpaid £100's
"If Barclays, Lloyds or RBS/NatWest have offered you PPI redress on a loan since 2012, you may be owed £100s more" Read the full story: Reclaimed PPI? Some banks have underpaid £100's Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Business Vehicle
Hi there, I don't know whether this is in the right section but here goes. I am a start up business and have no vehicle and a bad credit history and cannot afford a lease vehicle. I am looking for some kind of loan, grant or investment in order to purchase a vehicle to expand the area covered by my business. Any ideas, as…
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"Option FEE" - Option to BUY your vehicle AFTER full payment has been made
Hi, Has anyone heard of an "Option Fee" as part of a loan? I believe this to be a final payment if I want to keep my vehicle (motorbike) after I've repaid £5023.30 for a £3245.36 loan over 30 months? I've been told by CarLoan4u that this is standard with ALL finance companies! Is it? Unfortunately I don't have good credit…
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MSE News: Payday lenders must comply with new rules from today
"The FCA promises 'tough and decisive action' against payday lenders that do not follow its strict new rules " Read the full story: Payday lenders must comply with new rules from today Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Bad Credit Score Loan
Hi, first of all sorry if there are plenty of similar threads to this, but I'm in a bit of a tricky situation at the moment. I'm unemployed for two more weeks before I start my next job. In the mean time I've managed to run out of money despite budgeting, and I won't get paid from my new job for at least a month from…
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Unsecured Loan Bad Credit
Hi Guys, I wanted to take out a unsecured loan of around 10K. My Credit is Bad but getting better. My credit history is not full of credit card loans and defaults, I am only 19 so only have a few DD's building up my credit report but not enough yet to be in the clear but very close to fair. I wanted to take it out as when…
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advice please
Hi I had been paying a ccj for the last six years because the six years was up it was sold to to a debt colltion agency. I am still paying for it through an aoe order at £1 a month! The balance being £5500! I was just after a bit of advice if I should offer the company some money to close the account or just leave it as it…
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cash genie complain
cash genie sent me a text to say about paying off 75% of my loan and for me to contact them by 7pm yesterday to take advantage off that offer i did not as i told them that i am in a dmp i looked on my bank this morning and they have got hold of my new bank information and taken the money from that account i never gave them…
