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RBS Loan Process
Hi Guys. My mum has applied for a £3,000 loan. She has received the agreement and blue section to sign and send back. She's a bit of a worrier and is now wondering if it will be accepted. If she has received the agreement is it looking good for her? I've told her to be patient but she has plans now set for the money :cool:…
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Loan repayment - advice needed
Some 9 years ago a friend of mine took out a loan of £1.000 with Lloyds TSB for a holiday, Shortly after they had real problems, losing their job, being evicted (as a result of losing their job) and therefore stopped making the payments - Their Lloyds TSB current account was used to make several payments by DD on the loan…
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PCP / Car Loan Conumdrum
OK... here's my conumdrum and I'd appreciate any advice you may be able to offer... In March 2008 I entered a 4 year PCP deal to avail myself of a fancy new car. I've changed my car every three/four years for the past 10 years using similar deals. This finance deal comes to an end in March 2012. I'm aware of the various…
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DFS direct debit - change DD account
Hi everyone I need to change the account that the direct debit comes from for my DFS sofa, as i move close to starting my repayments. I phoned DFS and they said this is Santander's responsibility. I can't find any number for this for Santander except one for Santander Cards which requires a santander account number. I…
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Santander Direct Debit issue
Hi Firstly apologies if I have posted this in the wrong section but it was the nearest one that fitted the bill! Can anyone help with a query regarding moving direct debit dates. Over 2 years ago, hubby and i bought some sofas from DFS on one of their buy now, pay off over 4 years interest free deals that they are always…
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Heeeellllllllllllllllpppp!!!! loan redemption figure inexplicably high! :(
hi, we've got a loan with Santander which we took out in feb for 11,000 at 14.9%, been paying £256 a month, was going to be over 60 months (5 years) but just applied for and been accepted for Nationwide loan at 6.4% I guessed (educated guess) how much we should owe santander to apply for the nationwide loan to clear it…
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Advice regards loan company
i have applied for a loan of £700 and have recieved a call from 02081442151 they claim to have a pproved me a loan of £700 that requires a fee of £50 this is the 1st months payment then that has to be paid by UKASH and I did this then the rang me back and said they needed £50 to cover goverment taxes and they refund the…
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MyMoneyFinder rip-off
Has anyone had dealings with this company. My son apparently applied for a loan with them 6 months ago. A couple of weeks ago £67.50 was taken out of his bank account as a 'membership' fee by these people. Wehn we finally spoke to someone we were advised of the date and time when he had applied on-line. I know he must have…
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Payday loan trap advice?
Hi everyone, as i'm sure you've all guessed i'm one of those idiots who've got themselves into a spot of bother with payday loans. Just added up what i owe and i dosn't make for pleasent reading. The ammount below now exceeds my monthly net so thought it's about time i pulled my head out the sand and got it sorted. Pay Day…
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Noddle Customer Survey
After hearing about Noddle on hear I signed up for the trial and have used the service for the last two months. I have recently received the following email: I am sure others on this forum have as well. My questions are: 1) Has anybody participated in an exercise like this before and what exactly does it entail? 2) The…
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Alpins/direct legal and collections - warrent of execution for loan
My boyfriend had an unsecured loan that he couldnt afford to repay back in the end. It eventually went to Alpins solicitors and they requested that the debt be registered to our property via the courts which was done. The courts sent a letter confirming that it was now attatched to property and full balance that would need…
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Loan Application
Hi There, Hoping some nice people out there have some experiance of something similar. I am currently going through the process of checking my credit reports prior to applying for a loan. It has come back that i am financially linked to my partner through our joint lease on our flat. Normally that wouldnt be a problem, but…
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PCP Termination Rights
Sorry for the longish post... (First time poster, long time subscriber). In March 2009 we purchased a Smart Car using an 'Agility' Agreement issued via Mercedes Benz. I believe that this is a form of Hire Purchase agreement known as a Personal Contract Purchase or PCP. The agreement was for three years and is so due to…
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How soon can i get business loan....
Buying a business, but how long after buying it can i get a business loan. Will need an extra £10000-15000 to do it up, and is it easy to get? Looking at a fast food takeaway
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considering bankruptcy
I have recently split with my husband, we have a 3 yr old son together and our joint owners on the house, we also have £13,000 of joint loans and credit cards, and owe £800 to council tax, water etc. I am currently living in the house with our son but cant afford to keep up with the loans, or repay water etc. the house has…
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unsecured loan
I am on a debt management scheme but have some small amounts of arrears to pay.Like we are a month behind with our mortgage and some other bits and pieces eg mobile phone,council tax,water rates.I was thinking about an unsecured loan to tie it all up into one payment.The only thing is i have bad credit.
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TV bought with SANTANDER 9 months interest free credit
Nine month's ago I bought a TV from Comet at around £500 with 9 months interest free credit supplied by Santander, after which there are payments over 3 years at an APR of 24.9%, an extra £326 in interest. Luckily I more or less remembered the terms because when I received a letter from Santander a couple of weeks ago it…
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Loan Declined
Hello, Never had a problem getting credit but i have just been rejected for a personal loan. It was for a large amount, 12k for a car, and even though i have never defaulted on a payment, have only 1k on an existing CC, i am on the electoral roll etc and earn 25k, it wasn't enough to get accepted. I've now decided to lower…
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Raising money but pensioner
I'm in a real pickle, I need to sell my flat as I cannot afford to live here on a state pension. There are a few minor jobs that need doing before I can sell it, but I lent my savings to someone who is refusing to pay me back (another story). So now I'm broke and have to raise £2,000 to be able to put flat on market, which…
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Car finance vs Bank Loan.
Hello members Basically after near on 2 years of trying to improve my credit rating, its still looking highly unlikely that i am going to be able to obtain a high street bank loan. Frustrating. What i am asking is that does anybody know if the acceptance criteria is less stringent when applying for car finance instead of a…
