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Any one here who can help with Polish student loan???
My GF is having trouble with her student loan from Poland. She have paid a lot of money but it's keep going up and up. It is still more than the original amount she taken out. We need serious help because we want to sort it out before getting married. If anyone can point out a good lawyer (we can't afford big fees) or help…
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Unsecured loans for people with bad credit?
Hi, just wondering where to get an unsecured loan, I have kinda bad credit, I need to borrow around £2500-£3000 over 2 years. If anyone wants to know, its for a flat deposit and couple of months rent to get me up on my feet.
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Paying off loan early - no terms and conditions
Back in 2008 I took out a loan with HSBC for 62 months. I have 11 months left to pay and asked for a final settlement. The bank told me that the amount on my statement was the amount to pay and that I had already paid off all my interest. My arguement to them was that this was not stated on my terms and conditions that the…
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Where to borrow £5k for 6 months?
Hi all I want to borrow £5k, and repay the lot at Christmas when my bonus lands. Any ideas where I could do this? Clean credit record, homeowner with a couple of BTLs Thanks Nollag
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Couple of overdraft questions
In a nutshell how does this work, when will any interest be applied, am i billed like a credit card ? A small overdraft has been applied to a normal account with natwest. I have read on their terms and conditions that no interest is charged if the overdraft is under £100. If this is correct, whenever i put money into my…
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Using payday site for good?
Hi all, Just a thought that popped into my head whilst seeing those aweful new wonga ads. Am I right in saying that every loan/credit agreement etc you settle helps to improve/build your credit history? Would it be beneficial to actually just take out a very small payday loan (talking about £10 maybe) for one day, then pay…
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Unauthorised Debt-Line debit card transaction.
Firstly, Hi! I've been using this site as a reference for years, but this is my first time to have a reason to sign up and post! I wonder if someone could shed some light on this for me? Around 5 weeks ago I spoke to a loans company, who redirected me to debt-line. I spoke to a woman at debt-line and explained my situation…
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Credit score of 513!!! I don't understand
Just got my credit score and I am, to say the least, well and truly p***ed off. The only thing against it is an account with Satander that I am disputing the amount owed - this is with the FOS at the moment so there shouldn't be defaults showing as I understand it. Anyway, I've put a note on my file explaining the…
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Txt loans rip off Plzzz can someone help me
Hi all im new here and am very upset and stressed right now i apologise in advance for the long write up,but to give you a rough idea of my problem this is a mail i sent just now to the financial ombudsman..ANY HELP WOULD BE GREATLY APPRECIATED. I wondered if you could help me please. I applied for a 15 day loan with a…
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Can i get a CCJ removed and if not will it affect my student loan
On friday i got a credit report from experian to find i had a CCJ listed against me for a previous address. I rang the court but they couldn't tell me who the money was owed to, so i ordered the court papers to be sent to me. The date of the CCJ is for march 2011 and i left that property on june 2010. I've never had loans…
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Loans & Bank Accounts at same place - can I move?
Hi this may sound daft, but I have got a loan tied into my HSBC account - however I am at the point wher I have had enough of unflexible services and massive overdraft fees - can I swap accounts and pay off the loans with a loan from somewhere else? Where would I start with this?
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question about a loan
hello you helpful people right, im 22 and ive just bought my first loan for #5000 pounds to buy a car. The interest is 26.9% which apparently normal for someone my age. the total amount i have to pay is 8,661.00 over 5 years. my question is if i decide to pay off the entire amount of the loan in the first year would i…
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Welcome loans ltd
So, I am kinda desperate for a bit of money, just £2,500 over 24 months. However I get offered £5000 over 12 months from welcome loans, but I have to give them £69.95 as a fee for processing the application. I went through yes loans to start with, didnt pay them any money and I got sent this today. First up, is this a…
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Supersavvyme
Hi, I bought an IMAC last year from Bestbuy on a 12 months interest free ,I think it was with HFC or now called the title of this thread. If I dont pay it off in 12 month I pay with installments plus interest for 3 years at 50 odd quid a month. Anyway, I am paying it off in full this month, but noticed they will charge me…
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Adults Dependents Grant Student Finance
I am going into my 4th year at Uni. I have just been told that I am entitled to an adults dependents grant. I completed the section in the form by mistake. I have not completed the section in previous years as I thought it related to caring for a disabled adult, not my husband who is in full time work being financially…
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Who to go after, the lender or the broker?
I am going to start a complaint procedure on a loan that I repaid early and where they put all kinds of made-up charges in such a way that I paid more than I borrowed after several months of making repayments. This loan was from one of those teams of broker-lender who are in between the reputable lenders and loan sharks.…
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Help to Pay School Fees
Hi Up to last year I was earning £36000 full/time, now I an earning £16000 part/time. I am a nurse and had some dispute at work NHS I was downgraded 2 paybands. I am in court in September representing myself for unfair treatment, and hoping for some financial reward. My problem is I have 2 kids in private school, I rarely…
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just wanted to moan about PDL
I walk past a PDL company every day on my way to work in Cardiff and the past few weeks there's been an advert outside the shop which has been bugging me to the extreme! There's a poster of a family on holiday on a beautiful beach, all smiling and happy etc Then underneath it says something like: "got no cash but want to…
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help
Hi, I recently applied for a loan online with no sucess as my credit rating isnt brilliant, but yesterday i recieved a call from a company called cash loans online. They told me that they had got my details from a company from when i applied for a vanquis visa card and was i still interested in a loan. They already had all…
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Want a bike loan.EErrrr in an ideal world.
I'm after a bike loan for about £12000. My credit score is not the best in the world. I absolutely do not want to pay any up-front fees, so if anyone out there has any personal experience of anyone who could help please let me know. I did google the subject but didnt really have any luck.. Im able to afford it, depending…
