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Secured Loan Nightmare!
I would really appreciate any help anyone could give me about this one. My husband and i got a secured loan in november 2007, it was for £25,000. We opted for Payment Protection ting the loan to around £31,000. We were told we could cancel this at anytime and therefore stop paying it per month. This however is not my…
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please help, worried about parents' finances.
Deleted due to feedback - thanks.
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Ownership
If some takes out finance agreement for a possession, but their partner pays the monthly instalments..who actually owns the possession? Person with the agreement? or the person being able to prove they have made the payments? TRICKY ONE isn't it?.:cool:.I ask as this often happens with couples who split..:eek:In this…
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personal loan or credit card?
Im new to obtaining credit, i have only ever had one loan before and that was quite sometime ago, iv applied for a bank loan to buy a new car, when i filled in the form i was on the understanding i would get a 8.9% apr, but when my credit assessment was done they would only offer me a loan with a 14.9% apr, iv got no bad…
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This letter fine to send?
Good afternoon, Im enquireing if this proposed letter is acceptable to send to the mention company. To whom it may concern, We the (our names) wish to cancle our appliaction (ref number) with you yes loans LTD, as per section 12 of your T and C and request no bank transactions take affect on the agreed date, we retract our…
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3 month Payday loans
I want £2000. I have great credit but it seems not being on the electroal roll has an effect. I've seen things on google saying '3 month' payday loans, which companies are safe?
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Bentley Cooper - Loan Admin
Well were do i start been a nightmare fro m the beginning, Got a phone call back in june as i had been looking for a loan for 23000 for home improvements and to pay off debts. Bentley cooper called and said they could sort a loan for us all we had to do was pay £100.00 so we paid the 100.00 and guess what didnt hear a…
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Advice sought inre Northern Rock loan
I appointed a solicitor to look at my loan agreement with Northern Rock and today I received a letter from my solicitor regarding this. On Friday last week, there was a test case hearing in Manchester and the result may have implications regarding my case going forward. The issue my solicitor argued is related to the…
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Welcome finance nightmare!!
ok so i got a loan with welcome finance in sept 2003 for £1700, i was paying £70 a month for around 18 months, then i lost my job so my payments were reduced to £15 a week. I was contacted by a lady from welcome around a year ago saying if i increased my payments to £20 a week then £500 would be wiped off my balance, which…
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Welcome Finance - Settlement
I'm a forum reader but first time poster - I'm hoping you can help me please ... I took out car finance with Welcome in June 2007 - £195 per month for 48 months. I have never missed/been late with a payment and to be honest the relationship has run with no problems. I know I've paid three times what the car is worth but at…
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Banks stitching up young borrowers
My son started working in London last year after graduating from University. He works for a well known company on an average salary for a 23 year old and has rented a flat in London for the last 12 months. He is hoping for a pay rise soon but is a bit short of cash in the short term. He has always been careful with cash…
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is this legal
when my husband was checking the loan agreement from our secured loan he noticed that there was a joint insurance policy running with it but he has never paid any thing to it but money has been coming out of our bank in my name also it states that only the first named in the policy will be able to claim in the case of…
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£5000 loan, never had one!
I am currently applying for a £5000 loan to consolidate my overdraft. Anybody have any tips please as I have never done this before?!!!
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please help, santander mortgage loan / credit cards help
If you reply to this you have too much time..
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Beware! Santander not taking loan payments!
Watch your bank account if you have a loan with Santander as this month they did not take a payment from my Alliance & Leicester bank (now also Santander:() account on the date they should have. When I called the helpline they advised me that the payment had been received for july. When I checked with the bank they said…
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£3000-5000, loan or credit card?
Earning 15k a year, working for over 4 years with same employer, great credit rating (956 on credit expert) What's worth getting? Loan or credit card? I have made another thread regarding this, has anyone every used Aspire Money? High APR but are they real?
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Anyone heard of these before...
or have a tel no. for them...OR KNOW ANYTHING ABOUT THEM ? RBS Securities Ltd Manchester Securities & Loans Ltd both at 45 Days Lane Biddenham Bedford MK40 4AE CIA
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Which one?
Hi Looking for a loan of around £2000. Is it best to obtain a credit card or personal loan itself. Hoping to repay over maybe a 2 year period or less? Regards, DN
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Linked Addresses
Hi, I've just been refused for a £5.5k loan from Sainsbury's. I've since checked my Experian credit rating and it appears fine, everything is green, no missed payments etc. However, i have 24 linked addresses! Could this be why i was refused? And if not, are there other competitive lenders that are more likely to lend?…
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help car loan
Hi three years ago my father took out a personal loan for a car for me as my credit rating was poor due to credit fraud. The loan for the car was with GE money however I have just been advised via Sandandar who have taken over GE money that we are in breach of the finance credit agreement and must change the name of the…
