3 month Payday loans

lee20010

I want £2000. I have great credit but it seems not being on the electroal roll has an effect. I've seen things on google saying '3 month' payday loans, which companies are safe?

iolanthe07

All payday type loans have huge interest rates; look at all the posts here from people who have had problems with them. If you have great credit, the first lender to approach would be your bank and you can explain to them why you are not on the Register of Electors (commonly, though erroneously, called the 'electoral roll'). Meanwhile, it would be a good idea to register as a voter, even if you never intend to vote!

lee20010

Thing is I need it shaprish, tried with bank, but because I went over my OD once (by £13 because a direct debit changed date without notice) they said dont apply for another 2 months, however my status with halifax is great considering I have they're ultimate reward accounts etc

immoral_angeluk

That is a truly terrible idea. You'd be better off getting yourself on the electoral ASAP and then looking again, or just saving.

immoral_angeluk

You also had lots of other great advice in your other thread it would be wise to take heed of.

lee20010

I need it now, plus it takes 2 months for your credit report to see you've signed up..

Enfieldian

Payday lenders will normally only lend £100 to £400 first time out, so you would need a dozen or so to get that amount, the fees would be around £600 to £800 per month NOT INCLUDING the capital, so to roll over for two months and pay off on the third would be around £3,800 to £4,400 in total....

DONT!