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Loans
Archives for June 2010
Discussion List
Help with understanding credit report (Equifax)
Hi Folks. I decided to check my credit report for the first time, and took out a free trial with Equifax ... so far, so good! All the details look fine to me, except for two 'account queries' that were place by Orange (the mobile phone provider) .... and I can't figure out what they mean. On the report they appear as a "Q"…
Help or advise on debt management (churchwood financial)
Hi I have been a member on here since last year mainly entering the competitions and I have had a proper look at this site and have seen there is lots of help available on here and hope someone can help me with a problem I have as Im at my wits end with this (I hope Ive posted in the right place) About 20 months ago I was…
Finance with black horse
Wanting to settle in full after only the first payment As anyone else done this and know if there is any hidden charges or anything or if they will charge me the earth just to have had the finance for a month Thanks in advance
Satisfied in full
Hello, in anticipatition of a response from Natwest. I have made a good offer to Natwest to settle a joint loan and await there response. I have requested as part of the F&F, that they mark any entry on a credit reference agency file relating to the above account as "satisfied" in full. Has anyone achieved this? Does…
Experian updates and a loan application
Hi peeps - total newb, so I'm hoping you may be able to help me out! Sorry for the long post too! I have access to experian and regularly check my accounts etc. Last time I ordered my score (back in November) it was 972 so pretty good I think. However yesterday I went to PC world to get a new computer. I thought I would…
HP Voluntary Termination - MOT/Tax/Money Back?
I have contacted Black Horse with my intention to voluntarily terminate my HP Agreement. They we were fine with it, said they would send me the necessary paperwork and explained things very clearly. But here is the problem, my car is now due for taxing and to top it off my car has just turned 3, can’t tax it without an MOT…
PCP Car Loan + Emigration
Hi, we have one vehicle which we purchased in December 09 on a PCP loan from Mini Finance. We are trying to sell the car but interest in the car has been low (at £9995) and a sale is now looking unlikely. We are not in a position to settle the finance and can ill afford a massive loss (like selling to webuyanycar.com as we…
charging order
had a charging order put on my property about four years ago and was asked to pay just under five grand. I was under the impression that if it is less than five grand then you dont pay interest. I carried on making payments but after a while found it difficult so got in touch with them to lower the payments, they later…
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