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2356% apr!!
I have just seen a part of an advert on the TV for loans where the APR = 2356%! Can't remember the name. It was 'quid' something or other. I've heard of daylight robbery but this is legalised mugging.
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Ex Business Loan
I previously had a business loan with my former business - the business closed and was struck off by Companys House- now Barclays are telling me I am responsible for the loan - which I am un happy about. The debt was originally an overdraft consolidated onto a loan for so called cheaper and easier lending according to my…
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PPI Reclaim Advise
I wonder if somebody Can advise or help me. I have recently sent a letter using the Templates provided on this website to reclaim my insurnace which I think I was misold. However since recieving the original application documents I am now doubting my case. I originally took out a 23K loan in marc 2006. It was online via…
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Cancelling ppi on a loan
Can anyone help me please? I phone Lloyds TSB to cancel the PPI on my loan which I fealt was miss-sold to me. They said they could do that but I would need to take out another loan and have the PPI due to me taken off the new loan - is this the case?
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Bentley Cooper
Hi guys, I've just spent the best part of 20 minutes on the phone with Bentley Cooper trying to get a refund for the £99.99 they took from me. I keep getting told that I'll get a callback between 4pm and 6pm (which is the only time their refund department has staff) but the call never comes. It's funny, because when I was…
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FGA way behind with payments
Very confused about options as I've never bought anything on finance before, so looking for some general advice and tip please. Dd had a car with FGA three years ago, and I've just found out that she has not made a payment in the last twelve months. She seems to think that she can just hand the car back and this will be…
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payment protection insurence
Will taking out payment protection insurence increase my chances of getting a loan?
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British Gas 10 year Boiler Loan - Mis-sold to Non-English speaking Parents?
Hi guys I need some serious help here, please read. Just to fill you in with some background details, my parents are Chinese and their English is very poor. My brother and I were born here so naturally we speak the English language. At the time (2005) when this "agreement took place, we were not at home as we were…
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loan 'other' insurance?
hi, i am currently revamping my finances after getting my first wage and have been looking at my HP agreement for my car. its says that i have insurance and i am paying £50 a month for it. its says its 'other' insurance. !!!!!! is this insurance lol? is it PPI? if it is, i have been totally miss sold it! i had no idea that…
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Consolidation Loan required
Hi I currently have a loan and 2 credit card debts that I wish to consolidate into 1 loan. My current monthly costs are 610.00 per month. i have looked at loan rates and a consolidation to cover all this would work out at 428 over 7 years but i have applied to 2 building societies and been turned down - I have always paid…
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Advice needed!
Hi Firstly i would like to say hi as i am a new member on here, so hello :) . Secondly i need some advice, my partner and i are looking to buy a second car due to a change of job which requires long commuting for him, and are thinking about taking a loan out to cover the cost, we have been looking at spending around 4-5k.…
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Credit Searches PDF Read.....
http://www.publications.parliament.uk/pa/cm200910/cmselect/cmtreasy/197/197.pdf
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Can you put the loan on top your mortgage?
Can anyone give me advice on this and tell me if it is an option, I have a mortgage and a loan of just under £5000 and would love to pay it of quicker. Is this even possible? I am due to re-mortgage near the end of the year. Or another thing is, can ask for a lump sum when you remortgage, so I could pay the loan that way,…
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Charging orders help!!!
This is my first post as a newbie and if this topic has been discussed elsewhere, then please direct. I have just placed my empty property (not jointly owned) on the market, and studying the HIPS pack noticed 4 CO's on the Land Registry. I have not lived in the property for a number of years, and was unaware of CO's…
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student loan ....account arrestment ?
this morning recieved letter from bcw group ?.... saying that that are commencing proceedings on behalf of student loans plc.....they tell me that they are going to arrest monies in my bank account.... ARRESTMENT OF BANK ACCOUNT the loan was before 1998...i have made no contact with student loans or this company ....can…
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Difficult Decision
I need to buy a car in the next few weeks and i am undecided on how to purchase it. I have just sorted my credit problems out, from owing 12k on credit cards and overdraft, i now only owe 2k on a credit card. I have just paid the last of my overdraft off, of 3.6k. My overdraft limit is 7k. My equifax credit file will…
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chances of getting car finance?
am hoping someone here can help please, have been turned down twice for personal loans in the last month once with my own bank hbos and the other with tesco i have been attempting to borrow enough to pay off balance of an mbna card and buy a used 7 seater car, my question is do you think arnold clark or the likes would…
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Cahoot - cant login
Is Santander taking over the world? Yet another account I have has been swallowed up by them - I have a loan with Cahoot and have been trying without success to log onto my online account. It kept asking for my login details and password and failed which worried me as I thought my account was maybe being hacked into. When…
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Comparing business loan rates?
Is there an easy way to compare business loan rates (like money supermarket etc), and what sort of info do i need to consider (other than rates ) when looking at a loan/ Thanks
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Voluntary Termination Letter ...Help
Hi I am going to be handing my car back by voluntary termination but not sure what kind of letter I should be writing and what it should include, would be grateful if you could guide me in the right direction! Many Thanks
