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Loans help!!!
Hiya i am looking at getting a loan of 1,800. I am 18 years ols and currentley on an appretiship earning 115 a week. I already have a credit card with 1,000 owed which is why i want this loan. I have tried all banks supermarket and no one will seem to accept me. I have never missed a payment on my credit card i am just…
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The best way to borrow £2500!!??
Hello, I need to borrow £2500 and am struggling to decide the best way of doing so. Wondered if any kind souls could highlight some good deals / options I may have missed. Worst Case scenario is I take 3 years to pay off. So a 36 mth interest free deal would be good. Can afford repayments of approx £50-60 per month. I'd…
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unenforceable Loans
6 Years ago i took out a loan with the Halifax for £25,000 over 120 payments of £277 per month. But from the first payment they have only been taking £177 per month going down now to £138 per month as interest rates have dropped. It seems to me that they have actually put the loan to a longer term than that which is on the…
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Outstanding Loan, Or Overdraft??
Afternoon all. If any of you know me, you'll know im sh*te with money sense... So advice from anyone with a brain please :) I have a loan, with an outstanding amount of £2762.. I took the loan out in September for £5000 to buy a car.. I have been paying lumps of £1000 off ontop of the couple of monthly payments. Thing is,…
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Please help
I have been bankrupt for just over 2 years now and was lucky enough to receive an early dis-charge. Although I never want to go through that experiance again I would like to know if there are lenders out there who will accept people who have been made bankrupt, it is my belief it stays on your credit report for 6 years.…
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Loans at home
Does anybody know of any loans that you can get to your door ie provident, i have tried looking but keep finding loan brokers! I have a bad credit rating and im only 20 so i would need to find some where that would accept that. Does any body know of any where?
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Loans for people with bad credit rating
Hello I need some help, I require a loan to consolidate my debts. I have had loan companies ring up saying we can offer you a loan but you need to pay x amount upfront - I do not think so! Does anyone know of company which will actually help out? Thanks
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Welcome Finance and PPI
My problem is this.....I bought a car through Welcome Finance in July 2005 and just 1 year later became disabled.Luckily I had also bought the PPI which has made all payments up untill July 2009 which SHOULD of been the last payment date. BUT.....Welcome Finance didnt take their first payment untill Sept 2005....so I paid…
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Charge applied to my house.
I had a charge put against my property, due to my boyfriend not paying a loan. How do i get proof of this charge?
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Crisis loan help/advice needed plz
Hi all, Is anyone aware of how this works? I have applied for a crisis loan, I had to download the forms and send them off. (not great really when you need money urgently) but I did it last week on 09/02/2010. I hadn'd heard anything from them so I rang them this morning to see what was going on and was told that they had…
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financing balance on new car
Hi After having her car smashed up by someone at xmas, my wife has decided to buy a similar but newer car as a replacement. She has been offered £3800 for the write off (fair) but is looking to spend £6500-7000 on the new car. We're trying to decide how best to finance this bearing in mind that banks tend to offer their…
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Loan from mum and dad
Hi, buying a house but due to some unforseen mortgage porting problems and ltv issues i am getting some money from my mum and dad, they are going to lend me the money interest free for two years and im going to pay them back when i remortgage. They want this in writting incase anything happens to them, how do i go about…
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Advise please - who to get loan from? - my bank or my mortgage lender
My credit rating isn't the best Who is most likely to give me a loan to clear my credit card debt My Mortgage Lender (Nationwide) Or my bank (Halifax) or is there no difference? many thanks
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Hire purchase credit agreement - car
I signed a 2 year agreement in August 2008 for a car purchase at the end of which I hand the car back (it has a guaranteed value at the end of the 2 years equally to the outstanding credit at that point). The last monthly direct debit collection was made in November 2008. HSBC Vehicle finance has no record of my vehicle,…
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Marsh finance help????
Ok long story here goes...... In 2007 i took out a loan for a car, car was £8k 2005 reg, i have poor credit so loan was extortionate. £260 a month for 60 months which was pretty much double the cars value. i needed to take out the loan as i am/was a district nurse for the nhs. i was not offered any sort of ppi. Heres the…
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welcome car finance
i have a car with welcome ive had it for 2 years and 2 months the payments are getting had to keep up with does anyone know what will happen if i cancel the direct debit can they take the car can i give the car back will they charge me more money i herd somewere that they cant take the car back if you stop the payments…
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Loan Advice
I am looking at borrowing £16,500 which will pay of exisiting car loan, credit cards and enable me to get a new car with a small engine with cheaper tax etc. The loan repayments are around £340 on the current deals available which is the same that I am paying at the moment for an existing loan and I have the added bonuses…
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Unpaid loans
When i was younger my bank offered me a 10k loan and i took it, this was with HSBC in 2001. Then in 2003 i had a tesco loan for 6k. I defaulted on the tesco about 6 months after as i lost my job, ive never paid them since. I carried on paying the hsbc loan and in 2006 i extended this and they gave me more. I have also…
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loan to buy residential mooring
Who loans money to purchase residential boat moorings? I live on a static houseboat and the opportunity has arisen to buy a mooring rather than rent one. I have good credit and employment history.
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Advice Please
Ok, So i have a little bit of debt, and rubbish credit history However im working ridiculous hours, with as little as 2 hours sleep a night, its really running me down. I'm thinking of getting a debt consolidation loan, however i won't be able to get it in my name, as my credit is rubbish, so was thinking of asking my…
