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Any greenwoods/provident customers here?
Hi guys Yes I know these loans are expensive and there are cheaper alternatives but my mother has made a conscious decision to apply for one with greenwoods (provident group) She is interested to know the full process next. She knows someone will call and arrange a visit but mostly she wants to know is the credit check…
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early settlement help
hi every one. thanks in advance for any help and here is my problem. 3 years ago i took out a secured loan of 5000 over 10 years :mad: up to now i have paid 2354.86. on friday i decided it best to try and settle this loan as i am now in a position to do so, so rang the company in question and asked for two things, the…
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Possible to transfer a loan to a credit card?
I took out a loan to buy my car and I'm really regretting it! I've been approved and used and always kept up payments on credit cards before. I'm wondering if it's possible to transfer a loan to a 0% card (if the limit is big enough!)? I ask because I know it's not possible to transfer overdrafts so I just wanted to check.…
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Mis-Sold Loan by Black Horse
Hi, I got a loan from Black Horse in 2005 for 2250.00 total amount repayable 3813.12. The amount I actually received in my bank was £999. I tried to contact them regarding this. Nobody returned my call. I have been paying £101 pm for 50 months and thought this should have finished by now as the contract stated 48 months…
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Paying off a loan from parents
Ok I want to pay off a loan from my parents which will be 25k, I am a home owner and have small ammount of credit card debt which we have a plan to pay off within 6 months. I have 2 bank accounts and 3 credit cards. I also have about 20-30k Equity in my property. Here's my question will it be best to pay off all loans over…
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Pay loan off or keep the saving
Hi all, I have a car bank loan of £7500 which I re-pay monthly. However, I now have £6000 in my savings hence I can essentially pay off a big chunk of the loan. But all that would do is reduce the duration of the loan but wont reduce the monthly amount. Thus, I cannot make my mind up if I would benefit more by keeping my…
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Moving to work abroad- do I need to tell my loan company?
Hi, I have just been offered a job to work in the USA for two years. I currently have a mortgage and plan to rent the property as well as a loan that has 5 years left. I have enough money to cover the cost of both the loan and the mortgage and will leave money in my UK current account to cover the costs as part of my…
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money needed quickly
My very elderly car failed its MOT; no good throwing any more money at it; have decided on scrappage scheme. I signed the paperwork on Wednesday and this is my position: 1 I have £7000 to pay 2 I have an egg credit card with a credit limit of £3,800 & they won't increase limit 3 I have a cooperative member's credit card…
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Charged an excessive fee for early payback
Hi I had taken out a loan with Clode Finance over a year ago on a buy now pay in 12 month deals. I brought a new PC for £1800+. When My option after a year to pay back the full amount or to start the three year monthly payment plan. Because last year of the recession, I opted to pay monthly until I was certain of my job.…
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Mis Sold loans
Hi, I am looking for advice please on the following, I have 3 secured loans with Welcome Finance G E Money and British Credit Trust and I have received a telephone call from a company saying that I have probably been mis sold these loans on the basis of the criteria not met by the seller like, was I told what commission…
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How to borrow 300K?
Hi, new to the forum so please excuse any transgressions! Situation is this - aged parent wants to move. Current house is owned outright, and valued at around 750k. The properties she is looking at go fast, so ideally she needs to have the cash available if/when they come on the market. Can anyone advise on the best way to…
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New loan app!
Hi folks, Need a bit of help! Me and my partner are looking to get a loan to consolidate and to also get a new car. It will be in the region of about £13.5k. Do the banks look good on both of us taking the loan out together or what is the story? Also who is the best to go with at the moment? Thanks for any help in the mean…
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business loan overpayments
I will ring the bank on monday to ask...but wondered if anyone else in here knew?? we have a business loan with barclays....it has its own sort code and account number.....are we able to make overpayments to it?? It doesnt say anything in the T&C's but we both vaguely remember the manager saying we could make extra…
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ge money loan for double glazing,,keep getting told diffrernts amounts owed
hi, my parents hd someone call at the door selling double glazing,,so they signed up and had a £5000 loan from ge money but have so far paid £11500 back and still owe money ,,a while ago parents asked out much they owe and they was told 3 payments which they paid,,then they was told they owe some more monthley payments,,in…
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Credit score lowered by multiple credits checks by car dealership
Recently made a visit to Arnold Shark in the hope of buying a new car. After 2 full days of not hearing anything (i.e. when i can pick car up, is finance agreed) decided to check credit report only to discover that aforementioned car dealers have put through 7 credit applications for hire purchase in one day...all of which…
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good credit score but getting rejected
dont know if any can give me some advice about this, my husband has a personal loan of around £9000 and 2 credit cards which total about £7000 (Virgin and Halifax), in addition we have a joint loan of £12000 that is unsecured but linked to our mortgage. the 0% periods have run out on both of his cards now, he has been…
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guess salary from student loan payment?
Hi, Just interested to know. My colleague at work says he pays 150£ a month for his student loan and based on that, everyone should know how much he earn. I don't have a student loan, so is he just joking or you can at least guess a range of someone's salary based on student loan payment? Many Thanks Jerry
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student loan issue
sorry if this is the wrong forum for this but i hope someone can help me. i got my student loan from my LEA (east yorkshire) from 2004-2007 total about 13,000GBP they repeatedly say "you dont need to do anything payment is taken from your wages automatically" so i "cant be fined for missed payments etc" when you apply . i…
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Welcome car loan overpaid direct debit
Hi Some help would be appreciated . In july 2007 itook a car loan with welcome finance with a payment of £ 295 a month. Unfortunately in December 2007 I missed a payment and agreed to pay An extra £50 a month to pay this missed payment. I now notice Feb 2010 I am still paying this extra £50 . Am I entitled to a refund for…
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Anti inpersonation
I am not sure where I heard this, but is it possible to add a finger print to your credit report? which means any application for credit has to have your finger print on it, and if not the application is rejected forthwith.
