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Loans
Archives for November 2009
Discussion List
Loan Settlement Figure, gone up £500?
Hello everyone, I have just tried to settle my Halifax personal Loan, I was quoted £4419.56 over the phone as my settlement figure, I checked this figure a few times to make sure I had the right amount. I sent the letter and the cheque off. I woke up to a phone call from the halifax this morning telling me the settlement…
career devopment loan
Just wondering if anyone has any advice regarding CDLs? I'm a MA student and I'm thinking about applying for a career development loan. The only problem is I defaulted on a 2 accounts in 2004/5. Obviously I don't have a great deal of money at present. Should I look to settle and payoff the accounts I defaulted before I…
I have to pay a loan company £5000 and I have received nothing.
Hope this is the right place and that folks may be able to advise. Here's the story: A family member has been going through and continues to go through serious financial difficulties. He has crippling credit card, loan and mortgage commitments that he is barely able to make each month. About a year ago he decided that his…
Payment break on a loan?
Hi all, I just want to ask, I need a 3 month break from servicing a loan I took from Barclays. Is it possible, and how will it affect me credit rating? nb: Mt credit record is okay, and I have been servicing the loan by direct debit and havent missed any payments so far, But I just need a little break. Thanks in…
Lloyds TSB Business Acc & Investment
Hi, I have been contacted by Lloyds TSB to visit their business centre to discuss opening an account and to see if they are willing to invest. I have been asked to produce a business plan and 12 months business sales. I have not been able to produce 12 months but 6 months, and only online sales (av £7,00 PCM). My question…
What Happens to a loan after death?
hi there, on friday my grandad passed away after a massive heart attack. now i have dealt with his bills for the past year since my nan passed. he has had a loan with halifax for the past 12 months. it was for 7000 over 48 months he has no estate and about 2500 in his bank account. he also owes 2800 on a natwest credit…
What Will Happen?
Sorry if there is not much info here me and my other half are trying to find out more. My FIL has had a loan with the HSBC for a few years now, the original was paid off with another loan via the HSBC and they got a little extra on the new loan (if that makes sense) HSBC called him in because FIL was constantly overdrawn,…
Paying off extra each month on loan?
Hi, We have a loan with NR, taken out 5 years ago with 2 years left to run and an interest rate of 5.7%. We are currently paying £162 a month and there is a balance of £4066 on the account, the original loan was for £8500. We are thinking of paying an extra £50 per month which I think means the loan could be paid off…
Advise need on loan interest
I took out a loan with my bank after they suggested I consolidate my debts 17 months ago. The APR on the loan is 21.1%. I am a contractor and am about to be laid off from my job and will find it difficult to make the repayments. Is it possible to negotiate with my bank for a lower interest rate or do I need to get a loan…
Is this normal or legal ?
Asked Lloyds/TSB if I could pay a personal loan off early. Reply yes and they gave me a figure valid for 30 days. Note on letter I quote. "You are not entitled to a rebate of charges for the loan if you settle this loan early" Also "Early entitlement fee £42.97. . I feel they are s______g me
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