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The bank has lost my original loan agreement
I recently made a successful reclaim of my PPI payments, during the course of which I received a letter from the bank stating they could not find the original signed agreement. Can't help wondering, if they do not hold an agreement with my signature agreeing to the loan being set up, can they still enforce it? Then again,…
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loan advice needed
Hi people advice needed, basically my partner has a joint loan with an ex she took out years ago. he is complete wast of space and financially is in a mess with credit cards personal loans etc all given by Natwest. We have just returned off holiday to find that the account she shares with him for the joint loan is to be…
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Car Loan question-termination rights
Apologies if this has been covered previously on a thread i have missed. can anyone assist with clarification of the following clause in our car loan agreement (i imagine a standard clause in all agreements ) 'Termination-Your Rights: 'You have a right to end this agreement.To do so you should write ....They will then be…
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Anyone heard of: City Financial or Northern Financial both based in/around Manchester
Hi, I am sorry if this has already been discussed in the past, but I have had a search through the forums and can't find anything. I was very silly and paid 'City Financial' a fee of £55 to organise a loan for me - and yes, I haven't heard a thing since. I have tried contacting thier customer service, but they never…
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Private Loan Lenders, for £1,000
My boyfriend wants to take out a loan for about £1, 000 tobuy himself a car. He has been working full time for about 3 months.He has been declined by Llyolds. Can you recommend any private loan lenders? Thanks in advance!
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Professional trainee loan
Hello, I have a trainee loan with Natwest for studying to be a barrister in 2005 - 2006. I qualified but never got the job I then wanted. The loan was for £15,000. I had a years payment break and then paid £113 which will continue until November 2010 when I will start paying £375 a month. Currently it says I am in debt by…
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Account in dispute showing as arrears on credit history
I have an account with creation finance which has been in dispute for some time regarding the PPI, the way they have dealt with the account etc. It is now being delt with by the FOS. Having looked at my credit history I notice this account shows as a status 6 on my credit file. Are they allowed to register with the credit…
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Query about a loan from credit union?
I have £500 in savings, I took out a loan for £1200, I currently have a balance of £650 and have no arrears, no missed payments etc, Would they allow me to add another loan of £300 onto my current loan or does the current loan need to be cleared first?
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Due to bad budgeting this month
I am skint, and have 23 days until the next payday, i was going to get an overdraft but my bank wont let me have one, My disposable income each month is £400 should i get a payday loan to cover me until the next payday, what are the details of these types of loans, will it rape me?
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Loan to child - any issues?
My daughter is about to enter the housing market and we are providing the deposit as a gift. We are also considering providing the balance of the purchase price as an alternative to my daughter taking out a mortgage. This loan element would be repayable over 10 years at 0% interest. I appreciate that there may be a tax…
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Thesis student loan problems - serious
Partner has a student loan that is now being handled by Thesis. Since leaving uni she's never earnt over the threshold to commence repayment and has always filled her deferrment paperwork in and sent it off without fail. Earlier this year she started getting letters from them saying as no deferment paper had been received…
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payday loan help please!!!
I am up s**t creek... i took out 6 payday loans last month and i have only paid 2 back this month, i have not even paid interest on the others. Has anyone else been in this situation? will they tell my employers? will they send loads of post to my house? any help will be greatly appreciated.
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Barclays car finance problemo!
Hi guys, first of all thankyou in advance for any advice that is offered to me and thankyou to the contributers of this great site. Ok here we go, my dad recenty purchased a vauxhall corsa from vauxhall, the car was £7000, less £500 part ex he got for his old one, this was at the beginning of july 09, so £6500 he owes, he…
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Free Iphone App Alert Site
Sorry posted this in wrong form Great free Site for alerting you by Email, Twitter or RSS when Iphone apps become free Or you can just visit the site on a daily basis to see which Apps have moved from Payed to Free http://freeappalert.com/ :j
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Alliance and Leicester High Interest Rates and Mis-Selling
Do a lot of business with the A+ L. Over the last 5 years I have had a premier plus current account as my main account running well, large o/d facility that comes and goes, credit card with 4K limit, plus separate business account always in credit. Also did have savings account and Isas with £10k in. Set up another new…
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Paying off overdrafts
Hi, another university related question here. I finished my postgraduate study last year. As well as the usual Student Loan, I also have: Career Development Loan from Barclays - £10,000 Barclays Overdraft - £1550 Natwest Overdraft - £2000 I am in full time employment and get paid about £1100 each month into my Barclays…
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Best way to borrow £30k for 6 months?
Was hoping for some advice on the best way(s) to borrow £30k to cover a loft extension project over the next 6 months? Essentially, we have £12k in savings tied up until Jan 2010 and plan to remortgage after the work is done to cover the total cost - so any borrowing now would be paid off by March 2010. Have been looking…
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CAR LOAN advice needed
Good Everning Everybody, Please can anybody help with advice regarding a loan on my car can I claim back LETTER CHARGES, LATE PAYMENT SURCHARGES. any help greatful. Thankyou. BIG BAD WOLF:confused: :eek:
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HPI agreement advice?
I've just agreed to £Ks worth of finance on a used car from a dealership (last Friday) which will cost me around 1K in charges etc over the 3 years of the loan. My father in law has just offered to lend me the money on a strictly repayment/no interest basis. I signed the agreement at the dealership and believe that will…
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Car Loans
Hello, I have bought a car on finance recently. I was wondering that if I wanted to go to university in a year or so and so would become a full time student, is it feasable that a car dealership would buy the car off you even if it had remaining credit payments left? Thanks
