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Car default question
A few weeks ago I purchased a new car, using my other as a part exchange. I still had oustanding finance on the previous car which Vauxhall (network Q) assured me would be paid off. I was told by the Sales Manager to cancel my DD to FGA Capital for the old car. I duly did this upon receipt of the new car. However, before…
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Consolidate 3 loans?
My husband and I have 3 loans between us and we pay around £570 pcm in repayments, they are as follows: Egg - Finishes in Feb 2010 Halifax - Finishes in Nov 2010 Barclays - Finishes in Nov 2011 They are all at pretty high APRs, the egg is about 14%, Barclays 13% and Halifax 11% from memory. I was thinking about maybe…
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laon - fair credit - £1500
friend of mine seeking a loan for £1500. rejected by bank as he has £1350 student overdraft.. options?
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Loan for MBA Course
Hi, I'm looking for some advice if possible from any of you resident moneyexperts please. I'm about to sign up for a MBA Course (Masters in Business Administration). It's part-time (evenings) for 2.5 years and costs a whopping £18,500 which is payable in stages (i.e. only £8K payable in first year, etc). I will be…
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Default on loan
I have a default on my credit file for a loan I had a few years ago. Initially the loan was approx £1500 over 24 months approx £75 a month with interest. After 4 or 5 payments of £75, I increased the loan repayment to £150 each month. There was a small balance of £100 or so outstanding that I failed to pay ontime and the…
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Secured loan
I have a secured loan on my property with my ex wife i pay for it each month and she doesnt pay a penny is there anyway i could get her to pay half or some?:mad:
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Im confused can you help?
My husband is paying £30 a month to Intrum Justicia. It is for a loan from RBS a few years ago and will take forever to pay off. We had a phone call from a company the other day saying that if you have an old loan they may be able to wipe the debt if they can prove it wasnt set up properly or something along those lines.…
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Loan Applications
Hello! I was looking for some advice regarding loan applications. I've recently applied for a Tesco Personal Finance loan, I've been accepted but I'm not overly happy with the offer received. Am I able to apply elsewhere without any effect on my credit score? Thanks, R :D
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Is it possible to reduce payments on a Loan ???
I'm writing this on behalf of a friend.... My friend took out a personal Loan for £3000 with Lloyds in 2008 while he was working, and able to make the repayments of £150 a month. He is now out of a job and recieving income based JSA, he's finding it impossible to meet the monthly repayments, and he's living costs while…
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Is my "loan" enforceable?
Backstory: My father was very ill and passed away this year - 6 months ago infact. He was going senile for the past 5 years, but was in control of his mind until a year before his death. He was losing the ability to type and speak for a few years before that He "loaned" my wife and I £10000 in 2007. This "loan" was offered…
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loan companies
:confused: Hi can someone help me? We are receiving calls from two loan companies and I wondered if anyone had heard of them : they are Go Loans and Central Capital. If anybody knows about either of these can you please let me know if they are any good.
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good or bad
Hi has anyone heard of go loans or central capital I want to know if they are any good.
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it's 4am, I cant sleep, Provident has stressed me out. please adivice.
Hi, Sorry my first post is for help but nore sure where else to go. Way back in 2005 I got a Provident load for about £200 if I remember right, I paid the weekly payments in full and had no issues at all, after about 6 weeks I lost my job and had a few payment delays with them. I was fed up with them knocking and me either…
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How often do HSBC update CRA's
I made an early fully repayment on a loan from HSBC in July, it is still showing on my credit report - does anyone know how long this takes with HSBC? A month isn't a problem but three could cause a headache. Does anyone know if they can update the CRA ahead of schedule. Any info would be much appreciated.
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Turned down for loan
I have been turned down for a loan (£7000) over 36 months. I checked my credit report on Equifax which came out as excellent (489). Any idea how this could be?:confused:
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Loan
Hello, I am in desperate need of help. My credit rating is bad and I really need a loan of about £1000 to pay off some urgent bills. I have tried Loan Finder and got turned down by Financial Plus. Can anyone offer me any advice or suggestions? High APR is fine but I cannot afford to pay any fees etc. Advice would be…
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Pay off car loan or Mortgage
I'm new to the site but would welcome some advice to help me make the correct decision. I have £20k in spare savngs (keeping aside a rainy day fund) and with current interest rates I want to pay down some debt. Ihave two options. 1. Pay off a car loan where I owe circa £23k but the early settlement figure is £19k. The loan…
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On the never never, no interest.
I got into debt first time for over thirty years to day. I bought a Brompton folding cycle, cost £1,290. It works out at £290 deposit, and £1,000 left to pay at £41.66 per month over 24 months. The final price is £1,290 no interest to pay, I was going to pay cash down until I seen this deal, can't go wrong. Ralph.
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CAR LOAN GONE... please help!!
I took a car loan out jan last year and after two months i decided to cancel the ppi, to save money and because i had a good new secure job. i was told that a new payment would come out of my account at end of the month but it NEVER did, i rang the finance and told them and they said not to worry they will sort it and come…
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Cheap Way to raise funds for a car?
Hi, My current mortgage debt is £40,000 My house is valued at £200,000 Therefore I have £160,000 equity in my home ? My current repayment rate is 2.49% (variable - no fixed interest etc. contract) I may be able to take out an extension to my mortgage, in order to raise £8,000 for a car purchase- on which I could repay over…
