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Caravan Loan
Hi, we're looking at buying a new caravan prices range between £20,000 & £25,000. What would be the cheapest way to finance it. I have a excellent credit rating.
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Tips for secured Loan
I've found a web with useful tips inside.. Check this out give comment plz.. :beer:
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3 month payday loans?
Are these any better than the usual 1 month payday loans? Do they provide a bit more breathing space or are they a nightmare in the long run? Thoughts and experiences anyone?
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Cash advance cheaper than a loan?
My friend stunned me today by telling me she draws a cash advance on her MBNA credit card, which charges interest at 1% plus a 4% handling fee and she claims it's cheaper than a personal loan, so long as the card is not used for purchases, just the cash advances. Is this true? I've always thought borroing on a c/c to be…
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Mortgage Debt / Collection Agencies... Please help!! :(
Hi there!! Thanks for looking, this is my first post here as you can see!! =) Well, i was repossessed last March;i have been living in rented accommodation with my 19 year old son who is due to commence University next month. Recently I received a letter from a collection agency (Asset Recoveries UK Ltd, on behalf of…
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Loan for Home Improvements??
We moved into our new house last May and during the winter realised that we needed a new boiler and the windows are poorly fitted letting in terrible draughts. We have now been quoted for both jobs and need a loan of 5K - we bank (and have our mortgage) with HBOS however a personal loan of 5K with them we need to pay back…
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Mortgage vs secured loan?
My husband has gone on the deeds of his parents house to enable them to take out a small loan/mortgage to pay off some our debts and free up a bit of cash for them (they have no mortgage at the moment). Which should we be looking at, secured loans or mortgages? So fra mortgages seem cheaper and I don't know why. Any…
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Improving credit score for loans
Hi, I've read the article on the main site about improving your chances of getting credit and taken a couple of steps to improve my rating. I've just recently moved house so I'm being refused by loan companies - however I have 2 HP agreements and 2 credit cards registered at my old (parent's) address. Would changing my…
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Second charge legal?
Hi, I wonder whether anyone can help me. I am trying to sell a property, but there is a shortfall and the second charge (Firstplus) is refusing consent and will not discuss. Thats a different subject though! My mortgage company however state that the second charge should never have applied the charge as they did not…
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Personal Loan or add to mortgage?
I'm currently in the process of buying a new car. I will need a loan to do this and I have a good credit history. What do you think is the best way of raising the cash...obtain a personal bank loan (interest currently c.8%) or taking out more money on the back of my mortgage, which will reduce the monthly repayment rate?…
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Pathway Finance
Pathway Finance (or Pathway Financial Services). Would be grateful if anyone has any experience with this company that they could share with me. This is not an advertisement or plug for them (hence why I have not put up more details about them), purely a genuine request for anybody elses knowledge about them, involvement…
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Loan Advice.....
I havent got the best credit history to say the least, and seem to be getting turned down everywhere i apply. I'm looking for a loan of around £3500 to pay for a new car over around 1-2 years. I've been in full time employment since leaving school back in 2004 and im 21 now, but made sum bad choices back when i was 17 with…
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Car Finance Help - Bad Credit History
Hi All I'd really appreciate some help and advice on the subject of buying a new car. Basically I bought a nice car on finance a couple of years ago and I was really happy with the car and the amount I was paying each month even though I was paying a fairly high interest rate (which I was expecting as my credit history…
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Anyone need help with the loan store?
Ex account manager here willing to help any loanstore customers
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Loan Amount/Annual Salary Ratio?
I've had a quick search and cannot find any relevant info, if someone else knows its on this board please do tell me. I was wondering, is there a maximum loan amount a lender will give that's in relation to annual salary? I know the maximum unsecured loan is £25K, but what would you have to earn to receive this? Is it even…
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buzzer entry systmens
does anyone know why you cant get home collected credit when you live in accomadation with a buzzer entry, i live in a flat of which there is only 2 in the block? so find this very frustrating
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BOS: Charges + Withdrawing my overdraft + Getting a loan to cover my unrenewed limit?
As posted in the overdraft charges forum, but searching didn't produce much fruit on similar threads. So putting it in here as the next step is a loan to save me from running into debt. SUMMARY: My overdraft is up for renewal of £2,7500 on the 23rd. My current renewal amount is £0. So I will be in debt to BOS. I have a…
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Worried sick - please help...
Hi, Due to my own stupidity, I have received (and paid) a Penalty Notice for Disorder (PND) from the Police for behavior likely to cause alarm and distress - from what I gather, those caught urinating in the street are often given a PND for this. This penalty is not a criminal conviction and nor does it create a criminal…
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Car Loan repayment question
Hi All What would it cost to repay a loan of £6040 at 7% over 3 years, either iam totally wrong or the garage is trying to pull a fast one Mtia John
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Hello,my debts have been passed on to recovery agencies
Hello,my debts have been passed on to recovery agencies HI,like the title,i've had charges off HSBC andLloyds going back years but they have passed the debt onto recovery agencies can i still put a claim in against the bank? Plus i'm going for hardship.Any advice? thanks
