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what happens if i can't repay my career development loan?
i have 6000£ career development loan through barcalys. i have payd of 3000. what can happen if i leave the uk and stop repayments? what would be the worst case scenario?
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HAVE U HAD TROUBLE WITH THESE "LOAN" COMPANIES? Open thread please
24/7 Debtline Credit Counselling Organisation Debt Help UK Debtline F.P. UK F.P.C. FDM Financial Processing Centre Financial Processing UK FLM Freshstart Freshstart Debt Management Freshstart Mortgages Harvey Sturt Individual Finance MacDonald Wright Morrison Clarke My partner is having real problems with FLM, he…
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fraudulent secured loan?
Hi there I recently received a letter from a loan company addressed to my ex-wife (who has not lived at my house for more than 15 years), stating "... I can see that we helped you arrange a loan last year for £60,000" and essentially inviting her to apply for another loan. Can this be serious? We have been divorced for…
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I've had my response from Barclays.
They are unable to uphold my complaint for the usual reasons - Signed documents etc. I know for a fact that I was mis-sold the policy and will continue to fight. But, I've just had a look at my loan/PPI agreement and on the section where I sign on the dotted line, it states: "I wish to purchase Barclayloan Payment…
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anyone tried Oakam's Bonus Loan
Oakam are advertising a Bonus Loan up to 5k for people with no/bad credit history. They also do those awful payday loans.
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Loan application affected credit score help me urgently !!!!
Could anyone help me. I have just had my mortgage offer accepted which is pleasing. i have a 10k deposit to put down but need 16k for a 90% mortgage. now the 6k differenc i was going to generate from having a unsecured loan.... still with me!! Now i had up until 2 days ago a maximum credit score.. my loan application was…
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Financial bods expertiese needed!
This is a bit of a quandry. A work college of mine was promoted at the beginning of this week, he deserves it too, he works his butt off. Anyway, part of the perk of this promotion is a company car. He's looked through all the figures and taxes and would make significant savings and also have a much more desirable car than…
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Loan/Remortgage Advise
Hi, We've recently had our second child and my wife is on maternity leave. We remortgaged in July 2007, fixed for 2 years. Our plan was always for my wife to be off until February and then return so we need some money to tide us over until we're back to normal, probably somewhere in the region of £5000 ish. Originally I…
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blackhorse car finance
Hi i took out a blackhorse car finance in Aug 2006. In that time i probably have missed out 2 payments - which they put on the back of the loan . I missed a payment in August- changed banks dd wasnt set up yet. They constantly phoned me while at work . I did ring them back and aranged a payment date . Then on monday whilst…
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Advice regarding my loan- ref early repayment
Hi all, hoping you may offer some info/advice, as I have been trying to work out the cost we will pay in total if we repay our loan early. We have a 24k loan, with 45 months left to run (was taken out at 48 months). The apr is 11.1%, with repayments at £615.31 per month.(total interest - £5534.88) If for 12 months from…
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Firstplus loan - URGENT!!please help
Hi, Hope someone can help with this as I'm very confused. My husband and I took out a First Plus secured loan in March 2006 on the advice of our mortgage advisor (a very large national firm of advisors) to extend our home. We borrowed £80,000 over 25 years. Since then, we have paid between £620 and £650 a month without…
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Very Confused, settlement fees....
Hi going to be very cheeky, but need some help working out if its worth paying off my nationwide loan and consolidating. Here goes I took out a £12,000 loan in Sep 2006, over 84mths APR 6.40% Right confusing bit total repayable £14,831.88 insurance £3762.36 therefore £18,594.24 so £221.36 pw total interest is £3550.42.…
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Adding Loan Protection To An Existing Loan
Just wondering, I've got a loan with HSBC, is it possible to add their loan protection to my account? I have no immediate worries about unemployment, but would like the peace of mind that it gives.
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PPI Refund question
Hi folks I've just had a letter today saying that I am going to get a full refund of my PPI plus interest. Can I ask what am I looking to get back? I took out a loan over 6 years. Over that 6 years I was going to be charged £2131.20 PPI plus interest of £414.00 I paid off the loan after three years. Does that mean I can…
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Harshest/most lenient credit scorers for loans?
Having applied for a loan at a couple of lenders and been refused, I wondered if there were any that seemed more relaxed when checking credit scores - at last check I had a 'good' rating so not sure why I would be rejected. Are 'struggling' banks like HBOS more or less likely to lend?
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Problem repaying early
We have a loan which was for £10416.95 over 36 months repayed at 324.65 for 35 months then last payment 324.39.£1416.95 is a loan for ppi.We have paid 19 months and want to pay it off early after the last payment we went into the bank and they said according to the interest that day we would have to pay £5012 to pay it off…
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PPI reclaim - already in Part II sticky, but concerned as to whether or not i'll get
Can anyone tell me if they know of anyone who has had their PPI back from EGG? I took out an Egg loan in 2003 - I can't remember the details, but I have sent a letter requesting a copy of the agreement - And I'm thinking that within that timescale, it is likely that I was missold the PPI to a degree? I was employed, no…
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Where Might I Get A Loan From Please ?
Hi all I am seeking a loan. I have a less than excellent credit rating but not an appalling one. I owe roughly £20,000 on credit cards. I also have a £10,000 loan from Mat West. I pay the minimum off each month. I have never failed to make a payment BUT I have made several late payments on two of the credit cards(2 or 3…
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high interest rate loans
hi, I know i have put this thread up before. I got a loan out when i was just 18, i had little credit rating due to my age. I needed a loan for personal reasons and found a company that would accept me if i had a guarantore. My uncle stood guarantore for me and I got he loan. I borrowed 3,000 over three years it will be 2…
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walking away from a lease deal
Hi can you help? My husband bought a van on a 4 year lease last September. He has had to close his business down so he doesn't need the van. Will cost £9500 to buy the van outright! What happens if he just stops paying the lease payments?:eek:
