-
Desperate for Managed Loan Advice
i've paid over £3,000 in interest ALONE on my managed loan, it started at £10,000 in August 2004 due to me losing my job and being unable to pay by my standard loan and credit card - i was so desperate i agreed without really listening to what they were saying Currently is only now down to £8,000 over 4 years - that means…
-
Will I get a loan
Hi all, Some advice please. I'm considering applying for a personal loan for a number of reasons. I currently have 6 credit cards totaling nearly 15K and a 2.5K overdraft at 6.9% (Halifax moneyback account). The credit cards are spread between the usual suspects (a couple of MBNA, an Abbey, a Tesco, an Ulster and a Leeds…
-
Direct Bebit for my loan payments...
Hi everyone! I'm new here..not sure I've put this in the right forum but it relates to my persoanl loan so thought would just put it here...please could someone help me with this?? I switched bank from Halifax to A&L and I had a personal loan with Halifax, I had a DD set up for my monthly payment but my problems started…
-
Question about loan applications
If you're applying for a loan online, do you put down the full amount of your mortgage/council tax, or only your share? i.e. a couple, both working and contributing to the bills, but one person applying for the loan - do they only put down half the monthly mortgage payment on the application form? Thanks.
-
Fuming!
I applied for a loan with Tesco (of whom I'm already a customer) and got rejected. They claimed on the phone I'd understated my commitments. When I checked my credit record it turns out my two credit cards are still showing a balance of over £6k, which I paid off over a month ago. Since making the loan application in the…
-
Loans without permanent work contract
Where (if anywhere) can I apply for a loan without a permanent work contract. I am working through a temping agency and I am not a home owner. Any info would be greatly appreciated.
-
Loan from ex-inlaws - help!
Hi everyone, To cut a long story short... Just over a year ago GF's parents decide to lend her a chunk of money so we can buy our first house. I say I don't want to buy a house, and that I can't afford monthly payments to them aswell as the extra mortgage we would need. Inlaws give us £6000 extra to pay off debt that I…
-
PCP Car Loan 50% and return vehicle?
Hi there, I have been reading some previous posts and also on the citizens advice bureau site regarding ending a car Hire Purchase Agreement early under vehicle termination and understand that you are able to terminate the agreement if you have paid 50% of the agreement. I am confused though... My Hp Agreement states Total…
-
Front loading on a loan
I took out a loan of £20,000 2 years ago with Northern Rock. I have been paying £273 a month since then.. and I still owe £20,000 if I want to pay it off today. Is this Legal?
-
Lloyds TSB - PPI Bonus / Mis-selling etc.
Not sure if this has been mentioned anywhere as I can't see it posted but Lloyds TSB staff actually get a bigger bonus for being compliant than for selling PPI insurance. So this should mean that sales staff no longer have a greater incentive to sell PPI insurance, ensuring that the customer is fully aware that PPI is…
-
Need advice on what to do...
Hi all I hope someone can advise me on what I would be better doing. I have a personal loan with Egg for outstanding bal of £1500(15.9%) with 6 months to run.I have a 0% card for a year with Mint which has a bal of £3500 with £3000 available credit. Should I transfer the o/s amount of the loan to the card( I understand…
-
cancelling a personal loan
i applied for a loan from hsbc this mornig, online. it was far far too quick and easy and the funds were put straight into my bank account at the click of a mouse. i was expecting to have to go into a branch to sign prior to receiving any funds? it was a shock i can tell you! anyhow, i have the money and ive actually…
-
Selling a Disputed Loan Account
Just a quick one... If you have a loan account, can the lender sell the loan on to a recovery agency while there's a dispute on it? I would've thought it wouldn't be legal but if anyone can advise I'd appreciate it. :confused:
-
How do they get away with it??
A friend of mine has been trying to claim back PPI on a loan for the last 4 months on a TSB loan. As a precaution and due to being on a debt management program she opened another bank account with Natwest as advised and left her TSB account dormant but still pays an agreed amount towards her debt with TSB. Following an…
-
Unsecured loans
Hi there I had a bit of bother with debt when i was slightly younger and had taken out a few loans. I have cleared all bar one in the last year which i am hoping to clear within the next 4 months(1,100 outstanding). I have just had a call from Rockwell who are collecting on behalf of client. They are wanting the money in…
-
Under 18 Loan
Hi, I'm looking to secure a loan on an investment with a guarranteed return bound by contract, I have a steady job to support my income, and due to living with parents I have no monthly expenses, I can place upto a 10% deposit on the amount I am wishing to borrow. What are the chances of me being able to secure a loan and…
-
Littlewoods Unsecured Home Finance from HBOS
Hello, I applied for a loan online at littlewoods home shopping, the company that provides the loan is Home Shopping Personal Finance and is underwritten by the Bank of Scotland, I was ecstatic when I got approved because I can't get much in the way of credit, I completed the online application and it was referred to the…
-
Money for a new car
Can anyone help with some advise, I have been forced in to looking for a new car, due to ongoing faults and high running cost’s of my existing one, but I don’t know the best way to fund a new one, to end up with as little debit as possible. The new Car is £13,000 I have not got a lot of money to put down as a despite…
-
is this posible?
http://www.quickquid.co.uk my brother borrowed £300.. i had a quick look at the site and :eek: Typical APRs Depending on the loan term, typical APRs will range from 1351.7% to 9889.3%. For additional questions, please feel free to view the FAQs or Contact Us. ive told him to beg borrow or steal to pay that £300 off ASAP..…
-
putting credit card debt on mortgage?
Hi there just need some advice on the above please if anyone would be so kind! In a nutshell have roughly 12 k debts on overdraft/cards- am considering consolidating the lot onto my mortgage( currently 135k -prop worth approx 330k) Have been told on another thread to head here for advice! I want to free up some of my…
