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HELP! Have to get £8k loan
Hello, I am in a situation where I have to get hold of £8000. I earn £35k and have about £12k of unsecured debt but I was going to get a mortgage recently so had a few seraches on my already not perfect credit file. I will be able to pay off the loan with my salary which is going to be boosted by a new lodger PLUS I am…
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BLS Collections
Hi everyone, 14 years ago when I was 18 and had no idea about finance and responsibility I took out a loan for £3000 and a credit card for £2000 with TSB, anyway to cut a long story short I lost my job and defaulted on both accounts, I came to an arrangement and believe it or not I still make payments to BLS Collections (…
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loan is it possible?
ok i took out a £18600 loan over 2 years ago(about 24-25 months been payed,took it out over 5 years/60 months)i pay £308.42 a month and including this months payment i owe £10800,i also have a car loan that i have had for about 17 months i owe £4400,but as its 1/4 way thru i think i could pay £4100 insetad,now i have never…
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loan is it possible?
ok i took out a £18600 loan over 2 years ago(about 24-25 months been payed,took it out over 5 years/60 months)i pay £308.42 a month and including this months payment i owe £10800,i also have a car loan that i have had for about 17 months i owe £4400,but as its 1/4 way thru i think i could pay £4100 insetad,now i have never…
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Cleaned up my act but need a loan
Hi all, This is my first nervous post although i've been taking advice from these pages for the last 2 years. I'm just coming out of some painful pay offs periods. Over the last 4 months i have paid off 2 large defaulted accounts i had from my unangelic youth (2 years of scrimping and living off soup), However i'm still…
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loan from employer
Hi, please be patient, i'm new to this and badly need advice!! i had a car loan with reduced interest rate from myLocal Authority employer ( POWERFUL LOCAL GOVERNMENT!!!!)(4 year loan, 3 years left) i'm leaving to start a better paid job and they are demanding the full amount (£6,000) to be repaid in full. I can't afford…
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Urgent!!!!!!!! How far back?
Please could someone tell me how far back you can claim PPI from and what these reasons / regulations are. I still have the card but cancelled the ppi in Feb 04. The ppi was taken out when I opened the card in Nov 96. Any information to stop the runaround that I am getting from LTSB will be gratefully received. Thank you.
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Good Credit by Equifax, but no one will give me credit????
Hi, I hope someone out there can help me? I wanted to apply for a consolidation loan after much thought and trawling through this website. I wanted to borrown £6500 to clear my debts, i was going to reduce just my c1 card to £500 keep this card only for emergencies, clear and cancel my overdraft and clear and cancel two…
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Consolidation Loan Help Required
I 'm in a predicament! I am trying to move house however the mortgage lenders wont give me the mortgage unless I consolidate my existing loan and credit card debts, along with my partners credit card debt. In total this amounts to approx £22k. I have such a large loan at the moment (approx £48k) which I will be paying off…
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What letter template to use
I am new to this site and to computers! I wish to claim my PPI back. I do not have my original terms and agreement what letter template should I use to send to the loan company and credit card company?
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A couple of NATWEST LOANS
Hi All, I think this may be a long shot but i guess its all worth a go. I had a loan with natwest a couple of years ago which i was paying back hapilly. I then decided that i wanted to get a new car and did so by going back to nat west. The car cost £11,000. I had £3,500 left on the old loan. The Bank advised me to just…
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PAP: Personal Accident Plan reclaiming
Hi there, A couple of years ago I took out a loan with PPI and a PAP (Personal Accident Plan). I'm in the process of trying to reclaim the terrible miss-selling of the PPI, but also the Personal Accident Plan which I believe was wickedly miss-sold too. Has anyone else taken out a Personal Accident Plan with a loan, maybe…
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Loans.co.uk - Where did they get their prospect database?
I have just received yet another junkmail from this outfit. Does anyone have a good theory about where they got their initial prospect database? I can prove that they very strangely got my personal data as a result of me applying for a Cahoot Flexible Loan a few years ago when Cahoot were paying free money to Flexible Loan…
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Consolidation loan-which one and should i?
Hello all, I really need some help, am stuck financially with loads of outgoings soon and not enough income! :confused: I have 2 loans: 1= borrowed £10,000. £190 p/m, ive got about £8k left to pay and its a 5yr loan which i took out Mar 2005 2=£16,000, APR 7% approx. £230 odd p/m. Took out in May Now i need another £5000…
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Yourpersonalloan.co.uk
AKA the Coop Bank Just thought I would share recent experience and hopefully this will of use to others who find theselves in the same predicament. Very briefly: I applied for a loan online, was provisionally accepted on e mail subject to checks Five days later recieved rejection as stated i was over committed financially…
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car loan
I currently have a car on finance with welcome and have 3 years left to pay. My partner is now pregnant with out 4th baby so will need to upgrade to a 7 seater. Does anyone know of any ways this can be done with me already having a car on finance? My credit rating is poor so been unable to get a loan. cheers D
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Reclaim PPI Info
http://www.fool.co.uk/news/your-money/insurance/2007/11/06/reclaiming-rip-off-insurance-premiums.aspx?source=ioowftxt0010011
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loan from household bank and ppi
:confused: hi i was sold a loan went in the bank with a £500 loan and came out with a £22.740.48 loan, i was on long term sick and suffering from depression i guess they saw me comming. i tried to change the loan by asking them to take off the insurance but they told me they couldnt as it is calulated at the start of the…
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Lloyds TSB Sold Me PPI when I am disabled and dont work
I have had a loan with lloyds tsb, paid it off with another loan with lloyds tsb and did not get my insurance rebate they put it onto my new loan wich I still have. I have the letter from them saying that they have done this. They also sold me PPI when they knew I did not work as I am registered disabled and have long term…
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59K Car Loan
Hi, I want to borrow 59K to buy a car. I have had two quotes. One from my back where i pay back over 6 years and the total cost equals £76608. The second from the car dealer works out at £1014 for 42 months and a baloon at the end of £25750, therefore the cost to borrow is £68338. Can anyone please help me out please as i…
