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Loans
Archives for December 2006
Discussion List
Can I apply for a loan without it showing on my credit report?
I've recently applied for a loan for which i was turned down. I obtained my credit reports from experian and equifax and could see the problems. Much of the information is in error so i have spoken to both agencies who are rectifying the problems. I want to get a loan for a new car early next year but would like to be sure…
Grr Welcome Finance. Help!!!
In December 2003 I took out a loan with welcome finance for £1500 which worked out at £2100 or so with the interest, the loan was due to finish Dec 2005 but due to being made redundant etc I missed about 5 payments, anyway I signed up with payplan and they have just confirmed the balance £1330.36, So I am assuming there is…
Thank You to the Site
A very big thank you to the site which has helped me. To explain, I have had financial difficulties in the past directly as a result of divorce and my ex husband declaring himself bankrupt. Regardless, I obtained my credit report and with the help of CAB, slowly worked through each of the debts clearing them, or so I…
Credit Unions
As a new user here - can anyone give me to the run down on the role of Credit Unions, in fianacial management. Ta ;)
Cahoots = Loan Sharks! (merged)
In the space of a few days my Cahoot interest rate was changed twice, not far off from tripling the original rate! 22/11/2006 I got a notice saying they were changing it from 6.9% to 9.4% 01/12/2006 I got a notice saying they were chanigng it from 9.4% to 14.9% BTW I got excellent credit score etc, I had actually been over…
deposit for a car?
dont know if i'm on the right board but here goes. saw a car on the internet today, phoned the showroom and enquired about finance for the car, gave me some costs and asked if i would like to put an £100.00 deposit down for the car until the finance is sorted for it, paid the deposit with my switch card but then later on i…
Can I Get One - If So Who With
Would really like to apply for a loan to clear some debts as every month the monies we are paying against the c.c.'s isn't getting anywhere. Got a lot of equity in our property but rather have a loan. If our credit score is in the "just okay" bracket, what chances have we got. ?? We are looking for £14k over 5 years. There…
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