Loans

Discussion List

• Why are Barclays not willing to help..?

  Hi all Not sure if I'm posting in the right section here but I would like some advice on why Barclays will turn me down for any additional borrowing.. Basically I have been a customer of Barclays for over 20 years and I currently have a small unsecured loan with them which has never defaulted and will end early next year.I…

• Help for new business

  :confused: Hi, I need help sorting my finances. I am a freelance designer trying to start up a new business which thus far I have funded on my credit cards to the sum of £7.000. ( and I am struggling!) I am still at the development stage and need to borrow more money to get it going. Can anyone out there advise me as to…

• Loan paid off with creidt card??

  Not sure if this is a stupid question or not but here goes. My credit card debts are nil but I have an outstanding loan. Can I take out a new credit card and transfer the debt from my loan to the credit card as a 0% balance transfer? Or is it pie in the sky? Any help appreciated.

• first direct money back loan

  hi all just been reading all the posts about first direct going to start charging people to bank with them so I decided to check out their website to see if anythings on it about this, seems not but did notice they are doing loans with 25 % interest cashback once the loan is repaid. dont know if this is of interest to…

• Best Flexible Loan

  Whats the best rate I can get for an 18K loan which offers flexibility, ie paying off large lump sums and paying it off early? Thanks :)

• Intrest first loan

  My girlfriend took out a loan on a second hand car from a dealer last year, which was £11,000 over 5 years. Basically, we had got a deal with theAA for a loan for £250 (or similar), but the garage said could they do a quote, as they can beat anyone else. So we said, why not. They came back with a quote £10 cheaper that…

• how long before applying?

  hi i am wanting to take out a secured loan to consolidate debits the only thing is i moved house approx 2 month ago with a new mortgage company someone said that mortgage companies wont allow a secured loan until at least 6 months of payments have been made is this true?

• Loans consolidation

  Hi, all I have nearly lost sleep over my debts. It’s all started when I took my first loan from Norwich union to buy a new car. Everything was going fine until I was hospitalised because of a precarious disease. Once again, I took a loan from the Woolwich. Then, I took one more to resume my studies, which I had to left due…

• Barclays won't cancel ppi!...utter rip off!

  After reading about cancelling ppi I decided to go ahead and do it. I've a loan which is 23 months in to a 5 years period. I rang up barclays - who it's with - this morning and they said thats fine and I was to go in to the branch and they would cancel it and do the refund I was due. Now I went in to the bank and just…

• Releasing equity to go travelling/remortgaging?

  Hi Everyone ;) I am on a high speed route to debtfree bliss having set myself the target of clearing all non-mortgage debt by Sept 2007. My reason for doing this is I am going on global walkabout late next year and obviously want to have no payments to worry about whilst I am away. I have to save £700 a month minumum for…

• loan for 9 years?

  could anyone give advice on getting a loan for 16,000 please. I currently pay 250 a month but would dearly like to reduce this. I can manage this but the period has 9 years left to run so the amount repaid is 27,000! shocking! you guys may have some options i have not considered. i have empty ccs and could transfer to…