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loan for 9 years?

lobster_3
lobster_3 Posts: 20 Forumite
could anyone give advice on getting a loan for 16,000 please. I currently pay 250 a month but would dearly like to reduce this. I can manage this but the period has 9 years left to run so the amount repaid is 27,000! shocking!
you guys may have some options i have not considered. i have empty ccs and could transfer to these so i could over pay when i can afford it but i dont know how to go about this
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