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HSBC Managed Loan
Hi all, Having got into a bit of a mess while i was at Uni i now have a loan with Cahoot for £9,000 ish at 5.7% and also because i was in trouble with HSBC with a CC, Flexiloan and Overdraft they gave me a Managed Loan for £8,500 to make it easier for me. That was 15 months ago and i didn't realise then that this loan…
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Loans For Foreigners.. advice needed
Hi everyone Thanks for a great website!!! We have been living in the UK for the past 8 months and has found it very difficult to get a loan approved since we have no credit history and can't provide addresses for the past 3 years. We were wondering if you know of any low apr loans we can apply for that will consider us. We…
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Loan/Mortgage query
Just wondered why you can't get a consolidation loan to pay off credit cards etc and what's left on your mortgage, but you can get a remortgage to cover what's left on your existing mortgage and credit cards? Is this standard for all lenders? Assume all amounts (including mortgage balance) are small and loan rate is less…
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Best way to borrow ????
I have mnaged to rack up nearly £7k worth of debt on credit cards and overdrafts etc and now need to consolidate it each month I have a good credit rating but i cant decide how best to approach this I already have a loan for a car 1. do i consolidate the borrowing with that 2. take a seperate loan for the new debt and…
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loans.co.uk
recently had a conversation with them about a £23,000 loan they all try to sell pp1 but they are saying that you get all the money back after 5 years of a 15 yr loan if you dont claim in the meantime (about £4500) is this a con or are they being straight up havnt signed up yet cos a bit suspicious thanks in advance
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Please help me...confused about loans....
Hi Dad has built me a conservatory (wowwee) and I need to pay for materials.... one cheque for £2700 and another for a few hundred quid. I owe him a fair bit for materials too. Initially I applied for a moneyback loan of £4000at 5.7% to pay back over 1 year but haven't sent the form in because I have got the idea that I…
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Loan with IF but called by another company
I recently applied for a loan with Intelligent Finance and was unfortunatly turned down . However I was then contacted by a company called The Unsecured Debt Company who had all my details and want to know if they could go ahead with the loan. I was suspicious( It was a telephone call) and declined! What I want to know is…
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Northern Rock and PPI
Hi all ... just thought i would let u all know about my experience with northern rock. Just applied for £11000 over 6 years .... after reading threads on here about NR's pushiness over PPI i thought i would apply for the loan with their silver PPI (with the intention of cancelling later). The loan was accepted immediately…
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Loans, Credit Checks, Undisclosed Finance, Potential Fraud... NIGHTMARE!!
OK it goes as follows, I've applied for a loan with Liverpool Victoria due to good rates via online applications all was going hunky dorey until all of a sudden I appear to have either finance, hire purchase or a loan against my name and they can't release any funds due to undisclosed finance against my name. I've racked…
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Wanting to borrow £1000. Help needed quite urgently
So... I'm looking to take out a loan for £1000 to pay off my girlfriends student loan. Her balance currently stands at around £960 and we pay back £80 a month. The intrest rate on that is 16.5%. Were looking at paying that off using a loan or any other means and then paying back the money on a smaller intrest rate. We are…
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£10.000 loan needed
Hi... I am having great problems trying to get a loan for £10.000 the loan is for consolidation. I am self employed taxi driver , living with parents, i have no credit cards or store cards or morgage, earn £17- 20 k. my last 3 month bank statements dont look to good, ie o/d and no frequent money going in. I know that to a…
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What to do?!!
I have just borrowed £5000 from northern rock over 8 years in order to pay a deposit on a new flat I have bought. My flat will be complete by spring 06, I can take a 100% mortgage which cancel out this loan with small interest to pay. I need to buy a car very soon and the most I would like to borrow would be £4500. Does…
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bank statement and loans
HI there. We currently got approved for a Tesco loan. They need 3 months bank statement. But our latest 3 months bank statements are with another bank as we are in the middle of purchasing a property. In the application form, our reason for the loan is consolidation. Can I give an internet copy from Natwest? Should I tell…
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looking to borrow £7000
hello all im looking to borrow around £7000 via loan and im wondering what would be the best way to go about it, i currently earn 13k a year whch is about £1200 a month but i do over time and sell items on ebay which takes it up to about £1400 a month which isnt to bad considering im 20, anyway my outstand debts are as…
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Lenders that only use Experian
Does anyone know any mainstream lenders that only use Experian for their credit scoring?
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moneyback bank loan? (merged)
Tell me about this bank....(associated with alliance and leicester) any experiences would be appreciated before I go ahead with a 5.7% loan with them (no protection) cheers
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Student debt and credit cards
I have 7k on credit cards, i pay back between £200 - £250 per month. I always balance transfer and only occasionaly pay interest if i dont get the new card on time. My question is would i be better getting a personal loan for the 7k and paying about 2k in interest or is there a better way of getting rid of the debt. I have…
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Moving this loan elsewhere
Hi all, A little advice needed here. Over past 6 months have paid off credit cards, overdraft and family debts, and am in a reasonably well paid job. However i still have one debt that is niggling me. I have a loan with online Lloydstsb load which i took out last xmas to cover other old debts. It had a four month…
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Loan HELP!!!
Hi, I'm 20 and need to finance a new car (well new to me!!!). My first thoughts were a loan and I can only really afford a small one of about £3300 over 4 years. BUT i seem to have a problem - i don't have a credit history and so far have been refused by two loan companies. Has anyone got any suggestions or ideas??…
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Help! I've got a managed loan!
Hi I recently changed jobs and was shopped by my previous employer on my last pay check, they refused to pay my last pay on pay date and instead sent me a check at the end of the month. As a result, I was skint. I had already maxed out my credit card and overdraft and did not have a good credit rating. I was relying on…
