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IVA & DRO
Archives for March 2012
Discussion List
Life after iva??? Is there one?
Hi, I've posted similar questions in other parts of the forum but maybe I posted them in the wrong place. I'm considering an IVA & what I need to know is: IS THERE LIFE AFTER AN IVA?!! Has anyone ever been able to get a mortgage after an IVA more specifically?? I have defaults & debts due to huge unexpected life events…
trust deed
Hi there ive recently just entered a trust deed/iva about 5-6 months ago but im really wanting to get a mortgage but what are the chances of getting one and any suggestions on who would give me one and if not once i have been discharged for my trust deed would i have to wait another 3 years before i can get a mortgage…
Equifax site is down
Equifax site is down, hopefully they are resolving the issues they have had. My IVA was deleted off their database yesterday, I hope as a result of this they don't put it back on again. We're sorry... The Equifax.com website and Equifax Personal Solutions are undergoing planned improvements and maintenance. Based on…
Question about Variation Meeting
Hi guys, my F&F offer letter has been posted today. does anyone know roughly when i should expect to hear back from them? I know that a variation meeting will be held, does anyone know if I will be contacted to provide any information or documentation? I really want to know what to expect from here.... I have only just had…
Paying more into IVA than original debt?
Hi, I need a bit of advice i’ve been in an IVA with DFD for just over three years, the original debt was £25,305 to date I have made payments totalling £12,310 and the remainder of payments will total £10,010 so I’ll pay in £22,360 over the course of the IVA. DFD contacted me recently asking to make PPI claims on my behalf…
Mobile phone and IVA
I have continued with a small £12 a month phone contract and would anyone have any idea if i upgraded would the phone company, Vodaphone, do a credit check if so would i loose the contract automatically. If i just continue with the contract will this help rebuild my credit history post IVA. 6 months in 54 to go on 36k
Help for a novice please - DMP/General Debt
Hi all, Save all the emotive part, we are in a situation and I was hoping to get some information from you informed people.. Have about £35k equity in our young family home and about the same in unsecured debt, largely through poor planning and an unexpected (but loved) little one recently. We pay approx. £600 a month and…
DRO and Redundancy payment?
The plan was with CCCS was to offer creditors a token payment now until my redundancy payment comes through and then take out a DRO, I was going to use my redundancy money about £3k to learn to drive as I can't get a job locally at all but apparently if I do this I will rule myself out of a DRO. What do I do? CCCS say I…
IVA Compensation Claim - Simply Credit Claims
Hi, My IVA was complete March 2011 but I have just recieved a letter from a company called Simply Credit Claims offering to discuss the possibility of some kind of compensation package. I am obviously very sceptical about this and would like to know if anyone else has had a similar letter. Any help would be grateful.
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