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IVA & DRO
Archives for July 2011
Discussion List
Quickest way to get a DRO?
One of my creditors sent me a legal document (not sure if it's a summons) requesting I attend court for non-payment of a credit card debt. The appointment is in 3 weeks time. If possible i'd like to get a DRO before this date, as I can't afford to attend court (it's not in the UK) and wanted to send proof of the DRO to the…
IVA + Credit Card use
Hi there - I was accepted for an IVA in Feb of this year - initially the relief was great, however between one thing and another with car trouble I soon ran into difficulties - I did not manage to save for a contingency fund before this, cos circumstances just didnt allow. I had rang Grant thornton to ask for a payment…
Iva help
Thread Stats Views: 58 W W Factor Coming Soon... Share This Thread: [URL="http://www.facebook.com/sharer.php?u=https://forums.moneysavingexpert.com/discussion/3333542 [/URL] [URL="http://twitter.com/?status=https://forums.moneysavingexpert.com/discussion/3333542 [/URL] My partner and myself thought we were facing…
cancelling my iva
unfortunatly due to my husbands job not improving (so less wages as he is self emplyed) and cost in living increasing i will be sending a letter to my iva today cancelling it and will be looking down the bankruptcy route as living like this is just impossible any more.. what i would like to know is will the calls from my…
advice, thoughts, experience IVA
Hi Sorry if this a bit vague, but I feel that my one only option may be an IVA (80% sure it be that route), I've dipped my toes so to say in doing the online workbook of cccs, but I'm not 100% ready mentally to take the step across and finally admit that I need help. I'm just wondering how other people have felt on an IVA,…
DRO and debts incurred outside the UK
I was considering going BR but I think I might be able to get a DRO instead, and it seems like a better option as it's all over after 1 year as opposed to 3 with BR. My problem is, 90% of my debt is with banks in another EU country. Will a DRO permanently relieve me of those debts as would happen with BR, or does it only…
Done!
Today was the final payment of my trust deed. :beer: It was hard to admit to myself that I wasn't getting anywhere but deeper in the big debt hole that my life had become. Then the choice was made to enter a trust deed. 3 years seemed like such a long time. But without this I would prob still be massively in debt and…
IVA running Bank account?
My sis has been in IVA now for a year..... the IVA people have all their money going into pot and then give her what money is left but it doesn't seem to add up. Can she change bank and pay just the monthly figure to IVA people? this way she knows what she has available, some weeks she has been given just £1.49 for a weeks…
Help please - repossession
I am hovering between this board and bankruptcy board. To summarise - cccs advises that we do iva however as there is no equity in our house (-£50,000 neg equity) we are also considering bankruptcy as last thing we want after a tough 5 years is still the issue of the house. I have read and i know i need to take official…
IVA and Equity...
Hi, I have recently posted on the debt wannabe board with regard to my current debt situation and as I am considering an IVA as a serious option, it was recommended that I also post on here in case anyone else had any advice for me. My partner and I are just in the process of buying a house (in his sole name because of my…
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