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Hsbc e-isa
Hi, I have had the HSBC E-ISA for maybe 3 years now. Do i have to notify HSBC that I will not be subscribing in 2010/2011? Or come April 6th or whenever, do I just apply for the A&L one (or whatever is best come april) and start subscribing there. Any help would be appreciated. Thanks.
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Can I transfer from a cash isa into a stocks&shares isa?
Sorry if this is a silly question but I can't find the answer anywhere. I have 3 or 4 years worth of cash isa & need to transfer it anyway due to bradford & bingley's dire interest rate. Can I put some of this into a stocks & shares isa & some into another cash isa? Thanks in advance!! ;)
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Isa s&s
Hi Guys, Really want to invest some money longer term, but with smaller penalties costs should the worst happen and maybe need to withdraw at short notice. I have been watching my pension fund closely over the past 18 months, and its done phenominal at time (when I expected it too), when it wasn't doing well I expected…
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Fidelity ISA
Wondering if anyone is using their savings on their ISA package(s)? If so, are they any good?
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Abbey/Santander rate change notification?
I just got annual statement of interest from Santander. Account was called Postal ISA, and name was changed this year to Easy ISA. I last checked rate on 31/3/09 and it was OK, but interest actually received is a joke (money has been in for 4-5 years so this is nothing to do with intro rates). Rate has obviously dropped to…
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Santander
Hello. I have 15k in Santander Direct ISA Issue 3. Its been there for a year. I have no idea if I should move it, and unsure what the present interest rates are with this company. Help.
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Confused as to what your allowed in ISA
Hi I seem to be the only one who is confused with the statement on here under ISA. This is what it states: While the annual ISA allowance is £7,200, only £3,600 may be put in cash. These limits increased in the April 09 budget, to £10,200 and £5,100 respectively, and are in force now for anyone 50 or over by 5 April 2010,…
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Lloyds TSB Stocks and Shares ISA - A bit of help please
Hi guys I have about £800 to spare that I am wanting to invest in a Stocks and Shares ISA. I have looked so far at the Lloyds TSB Share Dealing ISA. However, the charges are a bit difficult to understand can anybody explain them to me? Also, is it fairly straightforward? The demo makes it look somewhat simple? Do you load…
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S&S isa advice
Hi, I am looking to invest some money into a S&S isa as i have already filled the cash isa. I will not need this money for the foreseeable future and at present plan to use it for either a bigger house in 10+ years or retirement. I would like to invest myself as i had a bad experience with an independant FA, so won't touch…
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How Many ISAs?
I currently have an ISA and have put in this year's allowance. I wanted to open two new cash ISAs next year, one to transfer into what I have already saved and one to put in next year's allowance. Is this possible or is the rule one per year no matter what you do with it? Thanks in advance :)
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ISA Savings Query
Hi, This probably is a stupid question but if you can answer it I'd be grateful as I can't find the answer anywhere... Could I invest say my next years £5,100 in a savings account that pays 3% all year and earn that interest and then withdraw it and put it into an ISA on the 5th April next year and earning the 3.5% tax…
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Best rates for Regular Saver ISA
I have last years First Direct regular saver ISA but they don't seem to be offering anything similar this year. Are there any good deals out there for a regular saver ISA? I can't find a good comparision site for only this type of ISA and I can't afford a lump sum investment. Thanks for any help.
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Regular saving ISA- query
Hi I'm sorry if this question is daft, but I manage to get myself all confused about this. Situation is- I have a FD Regular Saving ISA opened mid-April 2009. I have just paid the last "installment" so it is due to mature in roughly a month (mid April 2010). My question is- when can I open a new ISA- April 6th or after the…
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Lloyds/TSB ISA New Tax Year
Anyone with the above had any notification of new rates for new tax year yet? Thanks
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S&S ISA Advice
I'm considering opening a S&S ISA and am looking at Trackers such as Fidelity Moneybuilder , HSBC FTSE100 Index & Vanguard UK Equity Index. All these have low annual management charges, but I've noticed that many companies charge additional management charges on these funds. Can anyone suggest the most cost effective way…
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ISA Query
Hello, I have an ISA which i opened with Abbey in Sept 08, in Sept 09 the rate dropped to 0.5 and is sitting there earning next to nothing, i have made a few deposits and withdrawls from it through out this financial year. I put the max amount in , but then had to withdraw some cash, and i understand you cant put anymore…
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transfer of shares in trading isa
i have just opened a trading isa with td waterhouse. when i transfer some shares in is it a good idea to transfer less that the £7200 limit in case the share price rises between me posting the CREST form and share certificate and TD water house receiving it? what would happen if the shares increased in value taking them…
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ISA interest
I have a cash ISA that pays interest directly into my ISA account. Does this interest count toward my annual ISA allowance?
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Urgent warning!!! Santader on line isa unusable!
WARNING : Be advised if you have opened the SANTANDER 3.5% FIXED ISA on line ( an probably others isas too) - as recommended by moneysavings expert - and are awaiting an email with your account details to transfer money in before the April 6 deadline you will not get it!! The site advised wait 5 working days to get this e…
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What is a Share ISA?
What is a Share ISA? Is it worth getting one if am going to start trading "casually"
