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iii.co.uk or hargreaves landsdown for funds?
Righto, after reading loads on here, I need some S&S ISA advice please. Here's the situation.... I currently have a Halifax self-select S&S ISA with one US-listed company's shares in it (because of a Shareshave scheme). But I want to spread the risk by selling half of the shares and buying some funds. I also want to switch…
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Santander 3.5% Flexible still been advertised on TV
Phone again yesterday waiting for my call back......... Advert is still on TV so don't see how they cant honour it.
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Dunfermline 3%?
I've done a bit of research and found a one year fixed rate 3% ISA with Dunfermline but am surprised no one else has mentioned it on here. It lets in transfers, includes a normal penalty if you withdraw before the year's up (which I won't) and it appears that you can add in desposits throughout the year (this is the most…
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Want to change from Halifax S&S Isa, options???
I should of looked at changing my Isa provider before but thought it was too daunting but after reading some posts on here, I think I could manage it. After reading the thread - S&S Investor? FTSE 100 Tracker? Stakeholder? Self-Select? posted by unitedwestand, I saw that the product that I have managed to pick was possibly…
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abbey's paltry isa return 0.1%
my Abbey isa statement last year showed £460 interest. this year only £12. No letter telling me i'm was taken "off the hook and put into the keepnet" is this part of the OFT investigtion? i wan't to cash it in and take my money elsewhere, i know i'll loose the tax advantage but at 0.1% who cares:mad:
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Last minute SAS - too late?
I've only recently begun to learn about S&S ISAs and with a friend came up with the following: HSBC FTSE 250 Index Retail Acc HSBC FTSE 100 Index Retail Acc HSBC FTSE All Share Index Retail Acc Smaller UK companies Something US Something India/China So, 6 funds, three of which yet to be determined. Given the end of the tax…
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First Direct ISA advice please!
I opened a First Direct ISA with a fixed rate of 3.15% until the end of May 2010. After this date it will convert to a v. low rate (not sure of exact number, but will def need to transfer!) I usually fill my ISA on the first day of the tax year, but am unsure of what to do this year. Shall I: 1. Arrange to transfer £5100…
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Is ISA provider through Post Office safe to invest with?
Hello, Post Office has an offer: "Fixed Rate Cash ISA" promising to pay 3% AER fixed for one year. In small print: Post Office ISAs are provided by Family Investments. Family Investment is the trading name of Family Equity Plan Limited [Co No. 2208249] and Family Investment Management Limited [Co No. 1915516] I have never…
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A&l isa 3.5%
I opened an Isa last week at the 3.5% level Var for a year. After April 6th can I put next years allowance into this same isa at the same 3.5% rate, even though the new rate is 3.2%? Or will i have to open a new isa?
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Natwest isa new
im 16 and the natwest bank told me to put my money into an isa tey transferd it over that day ectt. why? what do i get out of it? is the interst good? you say it depends How much you have in, oki ave 400£ in it I dont work so tax free doesnt matter to me at all
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Why is Newcastle BS not listed on most Comparison Sites for ISA?
I'm looking for the best ISA which allows transfers, from checking Newcastle BS seems to be the best (3.00 AER, although you only get 2.00% and then a 1.00% Bonus after a year), but they don't appear on many of the comparison websites, why is that? The other top ones are either santander or alliance and leicester at 2.75…
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ISA Provider Interest Rate Consistency
Given the recent complaint into ISA rates by Consumer Focus, I've been wondering, is it best to chase the top ISA rates each year? Or would it be best to go for a provider with a history of rate consistency? By consistency, I mean those providers that have a track record of increasing their rates soon after the BOE base…
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ISA's - Is there any point in rushing before the end of Tax Year?
Hi, I am a Barclays Customer and have £3600 available to transfer to a cash ISA if convinced. How much interest will I actually make in this Tax Year (09/10) with 4 days to go. I'm guessing not much as Barclays Golden ISA pay the interest monthly. Am I better off just waiting for the new tax year and setting one up…
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Confused re income tax & CGT on stocks & shares ISA
Last year I bed & breakfasted some shares I already had which had gone down in value and put them in a stocks & shares ISA. Now they have gone up 70%. I dont need the money and thought I would B&B some more shares and put the max £10.2K into the same stocks & shares ISA. Is this wise or would I be better putting £5.1K in…
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Lloyds Cash ISa, Advice needed
Hi guys I opened a cash ISA with Lloyds TSB in February and was told interest would be paid 31st March, I see no interest having been paid today. Can anybody advise why?
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Automatic subscription to ISA for subsequent years? (Barclays Golden ISA Issue 2)
I've just opened a Barclays Golden ISA Issue 2. Part of the online registration form had a declaration along the lines of "I agree to subscribe to the Barclays ISA for the tax year 09/10 and all subsequent tax years until further notice". Rather than complete the form online I decided to phone them and query this…
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transferring isa funds?? help
i currently have aound £7000 in a barclays tax haven isa but the rate is now a poor 0.8% i think. i am wundering whether to withdraw the money and open a new isa with barclays getting there 3.1% before the 5th april. Or should i transfer the isa over to nationwides isa which pays 2.75%? i no that transferring isa takes up…
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End of tax year - help!
I know I've left this rather late but I've only just realised that tomorrow is the last working day before the end of the tax year! I know I need to get some proper financial advice asap but any help with understanding what I need to do before the end of the tax year would be much appreciated! I've put all of this into one…
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ISA Rules on transfers and new years
Hello all! My wife and I currently have 2 fully subscribed cash ISAs each. The deals on all 4 have either expired or are about to. We are looking to transfer the existing ISAs into a better deal, but as discussed in other threads transfers in are not always allowed. We've found a couple of better deals allowing transfers…
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savings help
Ive got about £2000 sat around and id like to put some away in a savings account of some sort but im not sure whats the best options, i was thinking of putting £1000 in a cash ISA and £1000 in a fixed term bond for 1-2 years as i dont need to get at it and you can get more interest in a fixed term cant you? id rather it be…
