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Barclays Tax Haven ISA? Check your statement
Long story short. When i opened my Barclays ISA i was told i would receive interest from 23 April. When i checked my statement recently, i saw that i was only receiving interest from 26 June. This, it transpires, is because: a) I was given the wrong information; b) delays due to "high level of demand"; c) a !!!!-up by…
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"500 Hedge Funds Face Extinction"
Headline in today's Business Telegraph. I'm confused about exactly what a Hedge Fund is. I have PEPs/ISAs in various equity income funds. Could some of these be hedge funds without my having realised? Is there anywhere I can find a list of all the hedge funds so that I can check whether any of my funds are included? Thanks.
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Transferring a Share ISA?
Hi, I've got some shares which I'd like to transfer it to my sister. I know I can transfer the normal shares across, but is it possible to transfer the ones that are held in my Share ISA? Thanks
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Barclays ISA - rip-off closing charges
We had a Barclays ISA account for the past 6 yrs or so. They have been charging around £12.50 for every 3 months as admin charge. Recently we have sold all the holdings. When we tried to close the account to avoid admin charges, we were told that there is a closing charge of around £100. We had to pay this to get the funds…
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any one transferred from marks and spencers money?
has any one on here had any problems transfering the cash isa from marks and spencer money, just curious as initially it seemed to confuse nat west that i only had a "customer reference number" as apposed to a sort code and account number, i had called m&s before and they confirmed they dont have these as they are not a…
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ISA,s and the non-tax payer
If I'm retired on a pension and a non tax payer, will I gain anything by investing in an ISA?:rolleyes:
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mortgage isa no longer needed?
hi,i know nothing about isa's and investments so have patience with me. i have just paid my mortgage off in full,so i have now got a mortgage isa of £33 a month that is no longer needed,it has life cover attached which i no longer need and i assume the costs are being taken out of the payments,and also admin costs,so what…
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Barclays ISA
I was wondering if someone could give me an idiots explanation of what has happened with my Barclays ISA. I opened an ISA a few years ago and the other week I paid in £3600. I have now received a letter that says; 'Our records indicate that you did not make a deposit to your ISA during 2007-08 however you have made a…
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Can I Open Another ISA
I am in the process of transferring all my previous years ISA money into Natwest. This is an ISA account I have only just opened. The problem is that the Natwest won't pay the bonus 2%? on new savings. I haven't invested any new money in ISA's this year so can I open another new ISA account with another provider for this…
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Is this right?
Hi all, could some of you clever people please confirm that this is right? trying to get the hang of this ISA business! I currently have an ISA with Alliance and Leicester which is 6% interest until Sep 09, am i correct that if i pay into it after april next year i cant pay into another ISA that year? eg if i carry on…
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Ruffler to Natwest or RBS - yes or no????
what do you think people, should i transfer my ISA from Ruffler to one of the market leading rates at Natwest/RBS?? if so which is the better bet? Ruffler has a 30 day notice period so how does that work if i give either Natwest/RBS the consent to transfer? any advice appreciated :confused:
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Benefits of a stock ISA ??
Can someone please help me with the benefit of a stocks and shares ISA ? If capital gains allowance is circa £9k per year, then investing max 7200 per year is unlikely to increase by £9k If after paying in £7200 for 5 years = £36000 then say went up by 50% !! then gain would be £18k, but wouldnt this be spread over 5 years…
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So they thought they'd killed the 'TOISA' off?
Nope!!! So old 'TESSAs' - which used to be called 'TOISAs' - now an officially banned term - are 'ISA ex TESSAs' courtesy of the you-couldn't-make-this-up-if-you-tried department at Nationwide Former TOISAs should not referred to in any way folks.. They is either deed (from having matured) or they is now all ISAs - so why…
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Urgent ISA advice please - Shares ISA
Hi, My husband and I have an ISA with approximately £7000 in. It's a shares ISA originally set up as an endowment for our mortgage, but since we moved house a few years ago we decided to opt for a straight repayment mortgage and use the ISA as a savings tool "for a rainy day". My husband is self employed in the house…
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Transferring an ISA
I currently have an ISA with Natwest, which i have had for years and am sure i am getting a rubbish interest rate. I am sure the new rate they have is not benefiting existing customers! I have already paid in my £3600 allowance for this year so i am just wondering if i am allowed to transfer this to another provider? Or do…
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Natwest / RBOS Cash ISA offer
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transferring isa
I recently transfer my TOISA to the Principality, I was pleased that it all went well. Now I want to transfer my wifes TOISA. I am not so much interested in bonus rates for a year just a reasonable high rate. I could transfer hers to the Principality but are unsure about keeping my eggs in one basket. I was looking at the…
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Good Bond Fund
Want to use what is left of my S&S ISA allowance (2400) and invest in a good bond fund as a hedge to all my (losing at the moment) equity funds. Can anyone recommend any? Low risk please. (It can't be that hard surely for bond managers to make money seeing how spreads are widening) I am going by Merryn Somerset Webb's…
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Derbyshire building society isa
I have £18000 invested in a Derbyshire building society isa which pays 4.7 interest I think I need to move this on to another provider My question is do I move it now or wait till the new isa's start And what would be a good provider to move too. I dont have a huge financial brain so please be gental with me :)
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Problem opening Northern Rock ISA
I want to transfer my Bradford & Bingley ISA to a fixed rate NR ISA. (Transfers in are allowed). When I attempted to apply online I was asked 'Have you opened or subscribed to another Cash ISA during this tax year?' I answered YES because I had opened a Nationwide ISA in April. I was told I was not allowed to open two…