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Abbey Direct ISA
Hi, I'm having a total mental block at the moment, I applied for this in March and my transfer was complete in May, will the ISA I have be Issue 1 or 2? Issue 2 is 6% at the moment, I've not had any confirmation of rate changes on my account since I've opened it (perhaps because the rate dropped in April before it was…
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Alliance & Leicester Direct ISA Issue 4
I have an Alliance & Leicester Direct ISA Issue 4. I have £3000 and plan to top up the remaining £600 at the end of this month. The rate was originally 6% but has now been dropped to 5.75% with a bonus 1% payable to 31 May 2009. This is a stupid question, but should i transfer the full amount to another ISA with higher…
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nationwide isa
nationwide fixed rate isa now 5.75
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Stupid cash isa interest question
I am sure this is a dumb question, but how can you find out how much interest you have earned on your cash isa. I have had one with Egg since Oct07, but it doesn't tell anything about the interest. Do you only find out when you close the account? When I look at my account online, it only shows the amounts I have put in.…
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Feed more money into funds
Currently the funds that I have in my ISA have dropped maybe 50%, one of them below the opening price at which the fund was started at. ie, less than a pound. Is this a good time to do a bit of pound cost averaging with this fund? or is it just wishful thinking on my part that funds should bounce back in the next few…
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How long does it take for an ISA transfer to show?
I have had notification that my ISA was transferred out of NS&I on 14th October, how long should it take to show up in my ISA account at Natwest?
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Post Office ISA risky?
The cover (overall 100%) by Bank of Ireland/Irish Government/Compensation Scheme of the Post Office Cash ISA is well known. However, to get a PO Cash ISA, one has to sign over the authority to "Hold the cash subscription, ISA investments, interest and any other rights or proceeds . . . ." to a Limited company! Can anyone…
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ISA's for children
Trying to plan what to do should house sell (yeah I know - cloud cuckoo land!!) but hey we can dream! :D OK, hopefully girlfriend will end up with 30k in bank after selling her house and then going halves with me on joint house (don't tell me to knock it off mortgage - been there and she wants equal split on deposits and I…
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How do I get an ISA as a UK citizen seconded to the EU?
I am currently seconded to Spain (10 months left) and so I am currently registered as a non-Uk resident for Tax purposes. I am paying Spanish tax and NI. Is there any way I can invest in a UK index tracking ISA. I assume my current status does not affect the ISa's I took out years ago when living in the UK?
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Fixed rate ISA question
If I transfer to a fixed rate ISA with another provider, what happens to that ISA when the fixed rate period ends?
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HSBC e-ISA rate dropped to 5.75% AER
Received this email from HSBC The Bank of England have reduced the Base Rate by 0.50% to 4.50%. Following this, we are changing the rate of interest you earn on your Cash e-ISA account from 6.25% AER to 5.75% AER, 5.60% Tax Free. These new rates are effective from 16 October 2008. Their website also states this change:
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Bradford and Bingley - one year fixed ISA - accepting transfers?
Does anyone know if Bradford and Bingley's one year fixed ISA accepts transfers from other ISAs? The wording seems to suggest (but it's not explicitly mentioned anywhere that I can see) that I can only put new money into it. They do have other ISAs, but they are subject to lower rates... of course. :rolleyes:
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Legal & General Isa vs Credit Crunch?
Hi, Im looking for advice. I have an ISA that was through Abbey but they tranferred it to Legal and General. Im not very clued up on the financial market, but am concerned that because of the credit crunch that the amount might start losing value. Should I draw it out now or take a chance on it growing?
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ISA moved from Egg to Manchester BS without my knowledge!?
I've had a cash ISA with Egg for the past 2 years. Got an email from them yesterday saying I had a private message I needed to log into read. It said... Dear Mr The full balance of your Egg Cash ISA including interest has been transferred to your new cash ISA manager Manchester Building Society today. Your Egg Cash ISA is…
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Stocks and shares ISA
I figure round about now would be a good time to start one. I've already invested £3600 in a cash ISA so I assume I have can put £3600 in a shares ISA. Where's the best place to start? I've had a look at a few FTSE index trackers, but I'm at a loss as to what else is out there and what I should be considering. Any advise…
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Newbie Needs Advice - Abbey ISA vs Post Office ISA
Hi everyone Newbie here - need some advice - please :confused: Have existing Easy Isa with Abbey since 2003 - currently paying 3.6% :mad: Just reviewed today - think of moving to Post Office 6.25% (includes 1.5% bonus 12mths), spoke with Abbey and they offered 6% - variable,(includes 1% bonus 13mths). What do you think -…
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investment bonds
I have 3 investment bonds which are all going downhill fast.and would be grateful ifn anyone could advise me whether its best to cash in or hang on.for a few yrs more.thanks Bette27
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Is it time to transferring my ISA or not??
I'm currently put my cash ISA with M&S Money for many years. I've seen lots of higher rates cash ISA accounts on MSE and I was looking at the Natwest or RBS last week but after the news about RBS I noticed MSE has removed Natwest and RBS from The Best ISAs website. Are they still safe to leave you money with RBS and…
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isa problem
Hi,bit of a novice here, Had enviroment fund with Scottish Widows for 7yr now,started with £3500,since then it has never been above the ammount of my investment,now its more than £1000 down,surely its been mismanaged? Was reading about this £50,000 guarentee on savings,says first £30,000 of share ISA then other £20,000 is…
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Will I lose any interest if I transfer to a new provider?
I am currently looking at transferring my savings from a Direct Cash ISA with National Savings & Investments (NS&I) - at a now low rate of 4.8% (paid annually) - to the Natwest Cash ISA which gives a much better rate of around 6.67% (this includes a 12 month 2% bonus - paid monthly). I was just wondering that, as I am…
